Today's Top FHA Refinance Mortgage Lenders by State
Select state below to see the top FHA refinance mortgage lenders by state. Although the list is updated at least twice a week with the latest rates, credit scores, borrower incomes, debt-to-income and loan-to-value ratio, the number of FHA refinance mortgages for each lender in the state since 2018 carries special weight.
| Lender | Average Interest Rate | Average Borrower Income | Average Borrower Credit Score | Lowest Borrower Credit Score | Average LTV | Maximum LTV | Average DTI | Maximum DTI | State |
|---|---|---|---|---|---|---|---|---|---|
| Renasant Bank | 3.59 | 48.00 | 738 | 649 | 85 | 97 | 45 | 55 | AL |
| Ditech Financial | 3.72 | 51.00 | 737 | 651 | 84 | 89 | 42 | 55 | AL |
| Pacific Union Financial | 4.28 | 73.00 | 679 | 595 | 85 | 98 | 39 | 55 | AL |
| Platinum Mortgage | 3.46 | 74.00 | 757 | 645 | 85 | 97 | 41 | 55 | AL |
| loanDepot | 3.46 | 50.00 | 750 | 585 | 85 | 97 | 42 | 55 | AL |
| Quicken Loans | 3.72 | 54.00 | 743 | 590 | 85 | 97 | 40 | 65 | AL |
| CMG Mortgage | 3.46 | 78.00 | 755 | 611 | 86 | 99 | 39 | 55 | AL |
| United Shore Financial Services | 3.46 | 58.00 | 771 | 643 | 85 | 96 | 41 | 55 | AL |
| NationStar Mortgage | 3.72 | 61.00 | 738 | 628 | 85 | 92 | 43 | 55 | AL |
| Freedom Mortgage Corporation | 3.96 | 44.00 | 705 | 598 | 84 | 96 | 40 | 55 | AL |