Today's Top FHA Refinance Mortgage Lenders by State
Select state below to see the top FHA refinance mortgage lenders by state. Although the list is updated at least twice a week with the latest rates, credit scores, borrower incomes, debt-to-income and loan-to-value ratio, the number of FHA refinance mortgages for each lender in the state since 2018 carries special weight.
Lender | Average Interest Rate | Average Borrower Income | Average Borrower Credit Score | Lowest Borrower Credit Score | Average LTV | Maximum LTV | Average DTI | Maximum DTI | State |
---|---|---|---|---|---|---|---|---|---|
Renasant Bank | 3.65 | 48.00 | 738 | 649 | 85 | 97 | 45 | 55 | AL |
Ditech Financial | 3.72 | 51.00 | 736 | 655 | 84 | 89 | 42 | 55 | AL |
Pacific Union Financial | 4.28 | 73.00 | 678 | 591 | 85 | 98 | 39 | 55 | AL |
Platinum Mortgage | 3.46 | 74.00 | 760 | 649 | 85 | 97 | 41 | 55 | AL |
loanDepot | 3.46 | 50.00 | 751 | 585 | 85 | 97 | 42 | 55 | AL |
Quicken Loans | 3.72 | 54.00 | 743 | 594 | 85 | 97 | 40 | 65 | AL |
CMG Mortgage | 3.46 | 78.00 | 749 | 615 | 86 | 99 | 39 | 55 | AL |
United Shore Financial Services | 3.40 | 58.00 | 766 | 643 | 85 | 96 | 41 | 55 | AL |
NationStar Mortgage | 3.72 | 61.00 | 734 | 626 | 85 | 92 | 43 | 55 | AL |
Freedom Mortgage Corporation | 3.96 | 44.00 | 705 | 596 | 84 | 96 | 40 | 55 | AL |