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Today's Reported Refinance Mortgage Rates in California, CA

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Latest Self-Reported Refinance Mortgage Rates in California, CA​

DateHouse PriceLoan AmountCredit ScoreInterest RateMonthly PaymentAnnual SalaryLenderLoan TypePurposeLoan TermLTVDTIPurchase ReasonCityState
09/17/2020177,500165,0006974.2275180,000US Bank National AssociationVACash-Out Refinance30 yrs92.9733PrimaryWeirton, WVWV
09/17/2020260,000195,0007164.96781515,000Quicken Loans ConventionalCash-Out Refinance30 yrs75.0025PrimarySan Angelo, TXTX
09/17/202086,50065,0007933.5928425,000Philadelphia Federal Credit Union (PFCU)ConventionalCash-Out Refinance20 yrs75.0033PrimaryIonia, MIMI
09/15/2020166,50045,0008362.87116105,000The State Bank And Trust CompanyConventionalCash-Out Refinance10 yrs27.0015PrimaryOttawa, OHOH
09/15/202081,00065,0007344.2225443,000The State Bank And Trust CompanyConventionalCash-Out Refinance30 yrs80.0025PrimaryOttawa, OHOH
09/15/2020169,500118,7507793.84389113,000Busey BankConventionalCash-Out Refinance30 yrs70.0025PrimaryEast Peoria, ILIL
09/15/2020161,50068,2507863.9321261,000Fifth Third BankConventionalRefinance15 yrs42.3225PrimaryDefiance, OHOH
09/15/2020214,000185,2506374.3479652,000Nations Lending CorporationFHACash-Out Refinance30 yrs86.4946PrimaryMadras, OROR
09/15/2020241,500105,0007633.9624039,000Bank Of America National AssociationConventionalCash-Out Refinance25 yrs43.4841PrimaryUnknownWA
09/15/2020454,000355,0008113.091,930212,000CIBC Bank USAConventionalRefinance15 yrs78.2233PrimaryEast Peoria, ILIL

Average Refinance Mortgage Rates by Credit Score in California, CA for Conventional, FHA and VA Refinance Mortgages

StateCredit ScoreConventionalFHAVA
AL650 and lesser4.884.544.66
AL650 to 7004.724.234.23
AL700 to 7504.263.823.81
AL750 to 8003.703.333.29
AL800 and above3.183.083.04
AR650 and lesser4.964.644.51
AR650 to 7004.814.194.20
AR700 to 7504.303.843.77
AR750 to 8003.703.253.37
AR800 and above3.193.043.10

Fig: Average refinance mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered in California, CA

Average Refinance Mortgage Rates by Credit Score in California, CA for FRM (Fixed Rate Mortgage) and ARM (Adjustable Rate Mortgage)

StateCredit ScoreFRM5/1 ARM7/1 ARM10/1 ARM
AL650 and lesser4.694.264.364.53
AL650 to 7004.484.044.144.32
AL700 to 7504.153.713.813.99
AL750 to 8003.593.153.253.43
AL800 and above3.172.732.833.00
AR650 and lesser4.624.184.284.46
AR650 to 7004.504.074.174.34
AR700 to 7504.203.773.874.04
AR750 to 8003.593.143.263.43
AR800 and above3.172.722.833.02

Fig: Average refinance mortgage rates across adjustable and fixed rate refinance mortgages by credit score in 2020 offered in California, CA

Average Refinance Mortgage Rates by Credit Score in California, CA on Primary, Secondary and Investment Homes

StateCredit ScorePrimarySecondaryInvestment
AL650 and lesser4.644.75
AL650 to 7004.454.624.92
AL700 to 7504.104.294.57
AL750 to 8003.583.773.77
AL800 and above3.163.203.33
AR650 and lesser4.605.34
AR650 to 7004.475.08
AR700 to 7504.134.174.51
AR750 to 8003.613.563.74
AR800 and above3.183.023.14

Fig: Average refinance mortgage rates on Primary, Secondary and Investment homes by credit score in 2020 offered in California, CA