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Today's Reported Refinance Mortgage Rates in California, CA

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Latest Self-Reported Refinance Mortgage Rates in California, CA​

DateHouse PriceLoan AmountCredit ScoreInterest RateMonthly PaymentAnnual SalaryLenderLoan TypePurposeLoan TermLTVDTIPurchase ReasonCityState
06/17/2020406,000345,0007523.541,32365,000Nations Direct Mortgage FHACash-Out Refinance30 yrs85.0055PrimaryBeverly Hills, CACA
06/17/202062,50045,0007743.9223835,000Ditech Financial ConventionalRefinance15 yrs72.1738PrimaryJackson, MSMS
06/17/2020258,00099,7507744.0418432,000Freedom Mortgage CorporationVACash-Out Refinance30 yrs38.6337PrimaryManchester, NHNH
06/17/2020279,000205,0007953.3466367,000Quicken Loans ConventionalCash-Out Refinance30 yrs73.4737PrimaryDoylestown, PAPA
06/17/2020389,000255,0008083.6676682,000Michigan State University Federal Credit UnionConventionalCash-Out Refinance30 yrs65.5733PrimaryHowell, MIMI
06/17/2020676,500395,0007943.661,056147,000Flagstar Bank ConventionalRefinance30 yrs58.3742SecondaryFlagstaff, AZAZ
06/17/2020523,500225,0008103.5469347,000NationStar Mortgage ConventionalCash-Out Refinance15 yrs43.0045PrimaryFolsom, CACA
06/17/2020645,000505,0008103.152,758154,000UnknownConventionalRefinance15 yrs78.3033PrimaryLeesburg, VAVA
06/17/2020560,500445,0007733.661,61972,000Quicken Loans ConventionalCash-Out Refinance30 yrs79.4246PrimaryKeizer, OROR
06/17/2020389,500265,0007684.2989197,000Home Point Financial CorporationConventionalCash-Out Refinance30 yrs68.0433PrimaryClovis, CACA

Average Refinance Mortgage Rates by Credit Score in California, CA for Conventional, FHA and VA Refinance Mortgages

StateCredit ScoreConventionalFHAVA
AL650 and lesser4.894.554.67
AL650 to 7004.724.224.25
AL700 to 7504.263.823.82
AL750 to 8003.703.333.29
AL800 and above3.183.063.02
AR650 and lesser4.934.644.54
AR650 to 7004.824.164.23
AR700 to 7504.283.833.83
AR750 to 8003.703.203.37
AR800 and above3.203.063.08

Fig: Average refinance mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered in California, CA

Average Refinance Mortgage Rates by Credit Score in California, CA for FRM (Fixed Rate Mortgage) and ARM (Adjustable Rate Mortgage)

StateCredit ScoreFRM5/1 ARM7/1 ARM10/1 ARM
AL650 and lesser4.704.264.374.54
AL650 to 7004.494.054.154.33
AL700 to 7504.153.713.813.99
AL750 to 8003.593.153.253.43
AL800 and above3.172.722.823.00
AR650 and lesser4.654.204.304.48
AR650 to 7004.494.044.144.33
AR700 to 7504.203.753.854.04
AR750 to 8003.583.143.243.42
AR800 and above3.192.742.853.03

Fig: Average refinance mortgage rates across adjustable and fixed rate refinance mortgages by credit score in 2020 offered in California, CA

Average Refinance Mortgage Rates by Credit Score in California, CA on Primary, Secondary and Investment Homes

StateCredit ScorePrimarySecondaryInvestment
AL650 and lesser4.654.74
AL650 to 7004.464.734.92
AL700 to 7504.094.274.55
AL750 to 8003.583.743.79
AL800 and above3.163.193.33
AR650 and lesser4.625.34
AR650 to 7004.454.725.12
AR700 to 7504.134.064.50
AR750 to 8003.603.583.76
AR800 and above3.193.182.96

Fig: Average refinance mortgage rates on Primary, Secondary and Investment homes by credit score in 2020 offered in California, CA