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Today's Reported Refinance Mortgage Rates in California, CA

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Latest Self-Reported Refinance Mortgage Rates in California, CA​

DateHouse PriceLoan AmountCredit ScoreInterest RateMonthly PaymentAnnual SalaryLenderLoan TypePurposeLoan TermLTVDTIPurchase ReasonCityState
06/21/2021313,500194,2507843.72873105,000Quicken Loans ConventionalCash-Out Refinance15 yrs62.0036PrimaryBath, NYNY
06/21/2021200,00075,0007653.9613320,000Quicken Loans ConventionalCash-Out Refinance30 yrs37.5042PrimaryIndependence, IAIA
06/21/2021273,000204,7506935.09832127,000Quicken Loans ConventionalCash-Out Refinance30 yrs75.0038PrimarySachse, TXTX
06/21/202194,00075,0007064.7231152,000Quicken Loans ConventionalCash-Out Refinance30 yrs80.0025PrimaryNew Cumberland, PAPA
06/21/2021290,000195,0008202.98904165,000Roundpoint Advance Issuer TrustConventionalRefinance15 yrs67.2315PrimaryHomewood, ALAL
06/21/2021344,500285,0007683.721,087125,000Quicken Loans ConventionalRefinance30 yrs82.7533PrimaryShawano, WIWI
06/21/2021457,500435,0006694.081,993127,000Quicken Loans VACash-Out Refinance30 yrs95.0849PrimaryGulfport, FLFL
06/21/2021253,000215,0007183.9686899,000Quicken Loans FHACash-Out Refinance30 yrs85.0033PrimaryUnknownNC
06/21/2021420,500246,7508252.97998193,000Quicken Loans ConventionalCash-Out Refinance15 yrs58.7125PrimaryCollingdale, PAPA
06/21/2021109,50085,0006204.8434733,000Quicken Loans FHACash-Out Refinance30 yrs77.5749PrimaryShillington, PAPA

Average Refinance Mortgage Rates by Credit Score in California, CA for Conventional, FHA and VA Refinance Mortgages

StateCredit ScoreConventionalFHAVA
AL650 and lesser4.784.544.68
AL650 to 7004.744.224.25
AL700 to 7504.263.823.83
AL750 to 8003.703.323.29
AL800 and above3.183.093.06
AR650 and lesser4.964.684.48
AR650 to 7004.834.154.23
AR700 to 7504.273.843.79
AR750 to 8003.713.213.38
AR800 and above3.213.063.04

Fig: Average refinance mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered in California, CA

Average Refinance Mortgage Rates by Credit Score in California, CA for FRM (Fixed Rate Mortgage) and ARM (Adjustable Rate Mortgage)

StateCredit ScoreFRM5/1 ARM7/1 ARM10/1 ARM
AL650 and lesser4.684.244.344.53
AL650 to 7004.504.064.164.34
AL700 to 7504.153.703.813.99
AL750 to 8003.593.153.253.43
AL800 and above3.172.732.833.01
AR650 and lesser4.624.174.284.46
AR650 to 7004.524.074.184.35
AR700 to 7504.203.753.854.04
AR750 to 8003.593.163.263.44
AR800 and above3.202.752.863.04

Fig: Average refinance mortgage rates across adjustable and fixed rate refinance mortgages by credit score in 2020 offered in California, CA

Average Refinance Mortgage Rates by Credit Score in California, CA on Primary, Secondary and Investment Homes

StateCredit ScorePrimarySecondaryInvestment
AL650 and lesser4.634.68
AL650 to 7004.464.664.90
AL700 to 7504.104.294.56
AL750 to 8003.583.773.81
AL800 and above3.173.193.32
AR650 and lesser4.615.34
AR650 to 7004.474.725.04
AR700 to 7504.124.124.48
AR750 to 8003.613.583.97
AR800 and above3.203.223.09

Fig: Average refinance mortgage rates on Primary, Secondary and Investment homes by credit score in 2020 offered in California, CA