Name	URL
Huntsville, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Huntsville-AL/
Spartanburg, SC (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Spartanburg-SC/
Memphis, TN (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Memphis-TN/
Franklin, KY (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Franklin-KY/
Apopka, FL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Apopka-FL/
Lawrenceville, GA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Lawrenceville-GA/
Herndon, VA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Herndon-VA/
Mobile, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Mobile-AL/
Chickasaw, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Chickasaw-AL/
Orange Beach, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Orange-Beach-AL/

Today's Refinance Mortgage Rates at Birmingham, AL

Latest Refinance Mortgage Rates at Birmingham, AL

Credit Score:

Interest Rate:

Loan Type:

Purpose:

Purchase Reason:

City:

Date	House Price	Loan Amount	Credit Score	Interest Rate	Monthly Payment	Annual Salary	Lender	Loan Type	Purpose	Loan Term	LTV	DTI	Purchase Reason	City
09/17/2020	177,500	165,000	697	4.22	751	80,000	US Bank National Association	VA	Cash-Out Refinance	30 yrs	92	33	Primary	Weirton, WV
09/17/2020	260,000	195,000	716	4.96	781	515,000	Quicken Loans	Conventional	Cash-Out Refinance	30 yrs	75	25	Primary	San Angelo, TX
09/17/2020	86,500	65,000	793	3.59	284	25,000	Philadelphia Federal Credit Union (PFCU)	Conventional	Cash-Out Refinance	20 yrs	75	33	Primary	Ionia, MI
09/15/2020	166,500	45,000	836	2.87	116	105,000	The State Bank And Trust Company	Conventional	Cash-Out Refinance	10 yrs	27	15	Primary	Ottawa, OH
09/15/2020	81,000	65,000	734	4.22	254	43,000	The State Bank And Trust Company	Conventional	Cash-Out Refinance	30 yrs	80	25	Primary	Ottawa, OH
09/15/2020	169,500	118,750	779	3.84	389	113,000	Busey Bank	Conventional	Cash-Out Refinance	30 yrs	70	25	Primary	East Peoria, IL
09/15/2020	161,500	68,250	786	3.93	212	61,000	Fifth Third Bank	Conventional	Refinance	15 yrs	42	25	Primary	Defiance, OH
09/15/2020	214,000	185,250	637	4.34	796	52,000	Nations Lending Corporation	FHA	Cash-Out Refinance	30 yrs	86	46	Primary	Madras, OR
09/15/2020	241,500	105,000	763	3.96	240	39,000	Bank Of America National Association	Conventional	Cash-Out Refinance	25 yrs	43	41	Primary	Medical Lake, WA
09/15/2020	454,000	355,000	811	3.09	1,930	212,000	CIBC Bank USA	Conventional	Refinance	15 yrs	78	33	Primary	East Peoria, IL

City:

Credit Score	Conventional	FHA	VA	City
650 and lesser	4.85	4.65	4.76	Alexander City, AL
650 to 700	4.68	4.65	3.96	Alexander City, AL
700 to 750	4.17	3.87	3.72	Alexander City, AL
750 to 800	3.73	3.34	3.19	Alexander City, AL
800 and above	3.18	3.10	3.09	Alexander City, AL
650 and lesser	5.22	4.71	4.72	Auburn, AL
650 to 700	4.69	4.18	4.23	Auburn, AL
700 to 750	4.25	3.82	3.82	Auburn, AL
750 to 800	3.70	3.36	3.29	Auburn, AL
800 and above	3.23	3.34	3.28	Auburn, AL

Fig: Average refinance mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered at Birmingham, AL

City:

Credit Score	FRM	5/1 ARM	7/1 ARM	10/1 ARM	City
650 and lesser	4.28	3.84	3.95	4.12	Aberdeen, WA
650 to 700	4.44	3.99	4.12	4.28	Aberdeen, WA
700 to 750	4.20	3.75	3.85	4.04	Aberdeen, WA
750 to 800	3.62	3.18	3.29	3.46	Aberdeen, WA
800 and above	3.27	2.83	2.94	3.11	Aberdeen, WA
650 and lesser	5.22	4.78	4.87	5.06	Abilene, TX
650 to 700	4.71	4.26	4.38	4.55	Abilene, TX
700 to 750	4.40	3.95	4.05	4.24	Abilene, TX
750 to 800	3.76	3.33	3.42	3.59	Abilene, TX
800 and above	3.17	2.71	2.82	3.00	Abilene, TX

Fig: Average refinance mortgage rates across adjustable and fixed rate refinance mortgages by credit score in 2020 offered at Birmingham, AL

City:

Credit Score	Primary	Secondary	Investment	City
650 and lesser	4.72		4.68	Alexander City, AL
650 to 700	4.62	4.59	4.78	Alexander City, AL
700 to 750	4.08	4.11	4.12	Alexander City, AL
750 to 800	3.61	3.72	3.77	Alexander City, AL
800 and above	3.19	3.14	3.33	Alexander City, AL
650 and lesser	4.76		4.68	Auburn, AL
650 to 700	4.49	4.78	4.73	Auburn, AL
700 to 750	4.03	4.39	4.59	Auburn, AL
750 to 800	3.57	3.72	3.92	Auburn, AL
800 and above	3.23	3.24	3.33	Auburn, AL

Fig: Average refinance mortgage rates on Primary, Secondary and Investment homes by credit score in 2020 offered at Birmingham, AL