Name	URL
Huntsville, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Huntsville-AL/
Spartanburg, SC (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Spartanburg-SC/
Memphis, TN (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Memphis-TN/
Franklin, KY (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Franklin-KY/
Apopka, FL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Apopka-FL/
Lawrenceville, GA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Lawrenceville-GA/
Herndon, VA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Herndon-VA/
Mobile, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Mobile-AL/
Chickasaw, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Chickasaw-AL/
Orange Beach, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Orange-Beach-AL/

Quick Calculators

Today's Reported Mortgage Rates at Spartanburg, SC

Looking for something else? See the latest refinance rates at Spartanburg, SC. See the latest HELOC rates at Spartanburg, SC.

Most Recent Borrower-Reported Mortgage Rates at Spartanburg, SC

Credit Score:

Loan Type:

City:

Date	House Price	Loan Amount	Credit Score	Interest Rate	Monthly Payment	Annual Salary	Lender	Closing Costs	Loan Type	Loan Term	LTV	DTI	Rate Type	Purchase Reason	City
04/20/2020	121,000	115,000	720	4.41	547	29,000	Amerifirst Home Mortgage	2,200	Conventional	30	95	41	FRM	Primary	Portage, MI
04/20/2020	347,000	156,750	811	3.79	329	51,000	Fairway Independent Mortgage Corporation	4,000	Conventional	30	45	38	FRM	Primary	Star, ID
04/20/2020	161,500	156,750	735	4.16	740	49,000	Nations Lending Corporation	2,900	Conventional	30	97	40	FRM	Primary	Edinburg, TX
04/20/2020	402,500	375,000	759	3.92	1,651	108,000	Ameris Bank	9,850	FHA	30	93	40	FRM	Primary	Mount Pleasant, SC
04/20/2020	616,500	595,000	655	4.54	2,922	139,000	Atlantic Home Loans	22,400	FHA	30	96	46	FRM	Primary	Linden, NJ
04/20/2020	144,000	115,000	812	3.42	528	50,000	First Financial Bank	2,800	Conventional	20	79	42	FRM	Primary	Terre Haute, IN
04/20/2020	689,500	535,000	791	3.79	1,932	124,000	United Shore Financial Services	8,700	Conventional	30	77	42	FRM	Primary	Oak Lawn, IL
04/20/2020	316,500	285,000	755	4.42	1,286	194,000	Southpoint Bank	3,500	Conventional	30	90	25	FRM	Primary	Decatur, AL
04/20/2020	1,387,500	971,250	833	3.16	2,927	347,000	Chase (JP Morgan)	3,550	Conventional	30	70	25	FRM	Primary	Los Altos, CA
04/20/2020	264,000	255,000	686	4.42	1,234	118,000	Willamette Valley Bank	8,600	FHA	30	96	33	FRM	Primary	Central Point, OR

Average Mortgage Rates by Credit Score at Spartanburg, SC for Conventional, FHA and VA Mortgages

Today's - 2020

2019

2018

Today's - 2020

City:

Credit Score	Conventional	FHA	VA	City
650 and lesser	5.09	5.34	4.80	Fairbanks, AK
650 to 700	4.86	4.17	4.01	Fairbanks, AK
700 to 750	4.34	3.96	3.79	Fairbanks, AK
750 to 800	3.75	3.36	3.32	Fairbanks, AK
800 and above	3.19	2.84	3.11	Fairbanks, AK
650 and lesser	5.09	4.78	4.96	Homer, AK
650 to 700	4.86	4.09	4.01	Homer, AK
700 to 750	4.38	3.72	4.08	Homer, AK
750 to 800	3.84	3.46	3.50	Homer, AK
800 and above	3.34	2.84	3.05	Homer, AK

Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered at Spartanburg, SC

2019

City:

Credit Score	Conventional	FHA	VA	City
650 and lesser	5.68	5.31	5.32	Fairbanks, AK
650 to 700	5.41	4.70	4.57	Fairbanks, AK
700 to 750	4.95	4.55	4.41	Fairbanks, AK
750 to 800	4.36	4.11	3.97	Fairbanks, AK
800 and above	3.86	3.65	3.73	Fairbanks, AK
650 and lesser	5.68	5.15	5.27	Homer, AK
650 to 700	5.41	4.73	4.58	Homer, AK
700 to 750	4.84	4.49	4.72	Homer, AK
750 to 800	4.42	4.23	4.07	Homer, AK
800 and above	3.79	3.81	3.74	Homer, AK

Fig: Average mortgage rates by credit score across Conventional, FHA and VA mortgages in 2019 offered at Spartanburg, SC

2018

City:

Credit Score	Conventional	FHA	VA	City
650 and lesser	5.37	5.52	5.70	Fairbanks, AK
650 to 700	5.52	5.04	4.92	Fairbanks, AK
700 to 750	5.17	4.85	4.69	Fairbanks, AK
750 to 800	4.68	4.31	4.25	Fairbanks, AK
800 and above	4.10	3.88	4.03	Fairbanks, AK
650 and lesser	5.37	5.39	5.71	Homer, AK
650 to 700	5.52	5.00	4.92	Homer, AK
700 to 750	5.12	4.62	4.99	Homer, AK
750 to 800	4.75	4.38	4.34	Homer, AK
800 and above	4.25	4.04	4.02	Homer, AK

Fig: Average mortgage rates by credit score across Conventional, FHA and VA mortgages in 2018 offered at Spartanburg, SC

Average Mortgage Rates by Credit Score at Spartanburg, SC for FRM (Fixed Rate Mortgage) and ARM (Adjustable Rate Mortgage)

Today's - 2020

2019

2018

Today's - 2020

City:

Credit Score	10/1 ARM	5/1 ARM	7/1 ARM	FRM	City
650 and lesser	4.28	3.99	4.09	4.43	Aberdeen, NC
650 to 700	4.00	3.70	3.81	4.15	Aberdeen, NC
700 to 750	3.87	3.58	3.69	4.03	Aberdeen, NC
750 to 800	3.44	3.17	3.26	3.61	Aberdeen, NC
800 and above	3.08	2.81	2.90	3.24	Aberdeen, NC
650 and lesser	4.42	4.16	4.24	4.59	Aberdeen, WA
650 to 700	4.16	3.89	4.00	4.33	Aberdeen, WA
700 to 750	4.00	3.73	3.83	4.16	Aberdeen, WA
750 to 800	3.52	3.25	3.34	3.67	Aberdeen, WA
800 and above	3.16	2.88	3.00	3.32	Aberdeen, WA

Fig: Average mortgage rates by credit score across FRM and ARM mortgages in 2020 offered at Spartanburg, SC

2019

City:

Credit Score	10/1 ARM	5/1 ARM	7/1 ARM	FRM	City
650 and lesser	4.89	4.61	4.71	5.04	Aberdeen, NC
650 to 700	4.72	4.44	4.53	4.88	Aberdeen, NC
700 to 750	4.49	4.19	4.31	4.65	Aberdeen, NC
750 to 800	4.09	3.81	3.90	4.25	Aberdeen, NC
800 and above	3.71	3.45	3.54	3.88	Aberdeen, NC
650 and lesser	5.07	4.81	4.88	5.23	Aberdeen, WA
650 to 700	4.82	4.55	4.65	4.98	Aberdeen, WA
700 to 750	4.61	4.32	4.45	4.77	Aberdeen, WA
750 to 800	4.17	3.87	3.99	4.33	Aberdeen, WA
800 and above	3.79	3.49	3.60	3.94	Aberdeen, WA

Fig: Average mortgage rates by credit score across FRM and ARM mortgages in 2019 offered at Spartanburg, SC

2018

City:

Credit Score	10/1 ARM	5/1 ARM	7/1 ARM	FRM	City
650 and lesser	5.14	4.84	4.94	5.29	Aberdeen, NC
650 to 700	4.96	4.67	4.78	5.12	Aberdeen, NC
700 to 750	4.75	4.48	4.57	4.92	Aberdeen, NC
750 to 800	4.35	4.06	4.16	4.51	Aberdeen, NC
800 and above	3.99	3.69	3.80	4.14	Aberdeen, NC
650 and lesser	5.28	4.97	5.10	5.43	Aberdeen, WA
650 to 700	5.06	4.77	4.87	5.22	Aberdeen, WA
700 to 750	4.88	4.59	4.69	5.03	Aberdeen, WA
750 to 800	4.43	4.15	4.25	4.59	Aberdeen, WA
800 and above	4.07	3.78	3.90	4.23	Aberdeen, WA

Fig: Average mortgage rates by credit score across FRM and ARM mortgages in 2018 offered at Spartanburg, SC

Average Mortgage Rates by Credit Score at Spartanburg, SC by Primary, Secondary and Investment Property

Today's - 2020

2019

2018

Today's - 2020

City:

Credit Score	Primary	Secondary	Investment	City
650 and lesser	5.08			Fairbanks, AK
650 to 700	4.09			Fairbanks, AK
700 to 750	3.95	4.60	5.00	Fairbanks, AK
750 to 800	3.47	3.96	3.96	Fairbanks, AK
800 and above	3.16	3.46	3.53	Fairbanks, AK
650 and lesser	4.96			Homer, AK
650 to 700	4.09			Homer, AK
700 to 750	4.07	5.77	4.68	Homer, AK
750 to 800	3.66	3.96	3.34	Homer, AK
800 and above	3.34	3.44	3.53	Homer, AK

Fig: Average mortgage rates by credit score across Primary, Secondary and Investment properties in 2020 offered at Spartanburg, SC

2019

City:

Credit Score	Primary	Secondary	Investment	City
650 and lesser	5.44			Fairbanks, AK
650 to 700	4.64			Fairbanks, AK
700 to 750	4.59	4.99	5.64	Fairbanks, AK
750 to 800	4.12	4.61	4.60	Fairbanks, AK
800 and above	3.81	3.98	4.17	Fairbanks, AK
650 and lesser	5.27			Homer, AK
650 to 700	4.73			Homer, AK
700 to 750	4.74	5.06	5.27	Homer, AK
750 to 800	4.29	4.43	3.98	Homer, AK
800 and above	3.79	3.98	4.17	Homer, AK

Fig: Average mortgage rates by credit score across Primary, Secondary and Investment properties in 2019 offered at Spartanburg, SC

2018

City:

Credit Score	Primary	Secondary	Investment	City
650 and lesser	5.53			Fairbanks, AK
650 to 700	4.98			Fairbanks, AK
700 to 750	4.86	5.23	5.58	Fairbanks, AK
750 to 800	4.39	4.88	4.81	Fairbanks, AK
800 and above	4.07	4.38	4.44	Fairbanks, AK
650 and lesser	5.71			Homer, AK
650 to 700	5.00			Homer, AK
700 to 750	4.99	5.30	5.39	Homer, AK
750 to 800	4.56	4.66	4.25	Homer, AK
800 and above	4.25	4.28	4.44	Homer, AK

Fig: Average mortgage rates by credit score across Primary, Secondary and Investment properties in 2018 offered at Spartanburg, SC