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Today's Reported Mortgage Rates in Florida, FL

Looking for something else? See the latest refinance rates in Florida, FL. See the latest HELOC rates in Florida, FL.

Most Recent Borrower-Reported Mortgage Rates in Florida, FL

DateHouse PriceLoan AmountCredit ScoreInterest RateMonthly PaymentAnnual SalaryLenderClosing CostsLoan TypeLoan TermLTVDTIRate TypePurchase ReasonCityState
01/25/2021135,50095,0008212.73270194,000Third Federal Savings And Loan Association Of Cleveland300.00Conventional30 yrs70.00255/1 ARMSecondaryMount Vernon, OHOH
01/25/2021207,000175,0007373.9670292,000Fairway Independent Mortgage Corporation6.00FHA30 yrs84.5025FRMPrimaryWhitewater, WIWI
01/25/2021456,000365,0007763.721,346158,000IBERIABANK2.00Conventional30 yrs80.0046FRMPrimaryGermantown, TNTN
01/25/2021233,500175,0007394.72681238,000Gateway Mortgage Group 4.00Conventional30 yrs75.0025FRMInvestmentSan Angelo, TXTX
01/25/2021381,000305,0008153.341,725115,000Draper And Kramer Mortgage Corp3.00Conventional15 yrs80.0033FRMPrimaryBirmingham, MIMI
01/25/2021300,000285,0007903.591,229120,000Cornerstone Mortgage 2.00Conventional30 yrs95.0036FRMPrimaryArnold, MOMO
01/25/2021173,500165,0007423.8473341,000Rapid Mortgage Company4.00Conventional30 yrs95.0046FRMPrimaryMonroe, OHOH
01/25/2021113,000110,2506524.5954939,000Plaza Home Mortgage 6.00FHA30 yrs97.3736FRMPrimaryKettering, OHOH
01/25/2021142,000135,0007074.34637123,000Service First Mortgage3.00Conventional30 yrs95.0038FRMPrimaryKeller, TXTX
01/25/2021217,500205,0008143.08823115,000Fifth Third Mortgage Company3.00Conventional30 yrs94.3033FRMPrimaryShelbyville, KYKY

Average Mortgage Rates by Credit Score in Florida, FL for Conventional, FHA and VA Mortgages

StateCredit ScoreConventionalFHAVA
AK650 and lesser5.094.464.66
AK650 to 7004.804.304.01
AK700 to 7504.323.843.83
AK750 to 8003.733.373.31
AK800 and above3.283.003.08
AL650 and lesser5.014.564.52
AL650 to 7004.634.214.20
AL700 to 7504.253.853.82
AL750 to 8003.773.433.41
AL800 and above3.283.073.09

Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered at Florida, FL

Average Mortgage Rates by Credit Score in Florida, FL for FRM (Fixed Rate Mortgage) and ARM (Adjustable Rate Mortgage)

StateCredit ScoreFRM5/1 ARM7/1 ARM10/1 ARM
AK650 and lesser4.664.234.324.50
AK650 to 7004.363.924.034.20
AK700 to 7504.133.683.793.97
AK750 to 8003.553.103.213.40
AK800 and above3.262.822.913.09
AL650 and lesser4.564.124.224.40
AL650 to 7004.353.924.014.19
AL700 to 7504.123.683.783.96
AL750 to 8003.653.213.313.49
AL800 and above3.242.802.903.08

Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered at Florida, FL

Average Mortgage Rates by Credit Score in Florida, FL by Primary, Secondary and Investment Property

StateCredit ScorePrimarySecondaryInvestment
AK650 and lesser4.71
AK650 to 7004.47
AK700 to 7504.064.464.62
AK750 to 8003.533.813.75
AK800 and above3.213.423.53
AL650 and lesser4.575.61
AL650 to 7004.354.694.94
AL700 to 7504.064.274.67
AL750 to 8003.643.843.99
AL800 and above3.243.303.44

Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered in Florida, FL