Today's Reported Mortgage Rates in Arkansas, AR
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| Date | House Price | Loan Amount | Credit Score | Interest Rate | Monthly Payment | Annual Salary | Lender | Closing Costs | Loan Type | Loan Term | LTV | DTI | Rate Type | Purchase Reason | City | State |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 08/01/2020 | 280,000 | 275,000 | 716 | 3.84 | 1,264 | 63,000 | Guaranty Home Mortgage Corporation | 8.00 | FHA | 30 yrs | 98.19 | 33 | FRM | Primary | Columbia, TN | TN |
| 08/01/2020 | 631,000 | 505,000 | 813 | 3.46 | 1,806 | 148,000 | Bank Of America National Association | 6.00 | Conventional | 30 yrs | 80.00 | 25 | FRM | Primary | Wilsonville, OR | OR |
| 08/01/2020 | 382,500 | 325,000 | 787 | 3.34 | 1,215 | 67,000 | North American Savings Bank | 1.00 | VA | 30 yrs | 85.00 | 45 | FRM | Primary | Roeland Park, KS | KS |
| 08/01/2020 | 140,000 | 135,000 | 745 | 3.59 | 591 | 56,000 | Synovus Mortgage Corp | 6.00 | FHA | 30 yrs | 96.50 | 55 | FRM | Primary | Longboat Key, FL | FL |
| 08/01/2020 | 209,000 | 205,000 | 799 | 3.34 | 885 | 68,000 | Bangor Savings Bank | 5.00 | RHS | 30 yrs | 98.14 | 33 | FRM | Primary | Bath, ME | ME |
| 08/01/2020 | 135,000 | 135,000 | 639 | 4.46 | 681 | 50,000 | American Financial Network | 3.00 | VA | 30 yrs | 100.00 | 44 | FRM | Primary | Lumberton, NC | NC |
| 08/01/2020 | 689,500 | 655,000 | 743 | 3.84 | 2,913 | 124,000 | MB Financial Bank | 5.00 | Conventional | 30 yrs | 95.00 | 47 | FRM | Primary | Costa Mesa, CA | CA |
| 08/01/2020 | 1,106,000 | 885,000 | 815 | 3.09 | 3,019 | 273,000 | Wells Fargo | 4.00 | Conventional | 30 yrs | 80.00 | 38 | FRM | Primary | Cambridge, MA | MA |
| 08/01/2020 | 769,000 | 615,000 | 816 | 3.22 | 2,131 | 311,000 | Bank Of America National Association | 5.00 | Conventional | 30 yrs | 80.00 | 33 | FRM | Primary | River Forest, IL | IL |
| 08/01/2020 | 118,000 | 85,000 | 790 | 3.72 | 282 | 23,000 | Gateway Mortgage Group | 2.00 | Conventional | 30 yrs | 72.00 | 41 | FRM | Primary | Stillwater, OK | OK |
Average Mortgage Rates by Credit Score in Arkansas, AR for Conventional, FHA and VA Mortgages
2020
| State | Credit Score | Conventional | FHA | VA |
|---|---|---|---|---|
| AK | 650 and lesser | 5.09 | 4.78 | 4.62 |
| AK | 650 to 700 | 4.76 | 4.12 | 4.01 |
| AK | 700 to 750 | 4.34 | 3.90 | 3.85 |
| AK | 750 to 800 | 3.75 | 3.36 | 3.34 |
| AK | 800 and above | 3.26 | 3.22 | 3.02 |
| AL | 650 and lesser | 5.04 | 4.56 | 4.52 |
| AL | 650 to 700 | 4.63 | 4.21 | 4.19 |
| AL | 700 to 750 | 4.25 | 3.85 | 3.82 |
| AL | 750 to 800 | 3.77 | 3.43 | 3.40 |
| AL | 800 and above | 3.28 | 3.07 | 3.08 |
Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered at Arkansas, AR
Average Mortgage Rates by Credit Score in Arkansas, AR for FRM (Fixed Rate Mortgage) and ARM (Adjustable Rate Mortgage)
2020
| State | Credit Score | FRM | 5/1 ARM | 7/1 ARM | 10/1 ARM |
|---|---|---|---|---|---|
| AK | 650 and lesser | 4.65 | 4.20 | 4.31 | 4.49 |
| AK | 650 to 700 | 4.33 | 3.88 | 3.98 | 4.18 |
| AK | 700 to 750 | 4.15 | 3.70 | 3.81 | 3.98 |
| AK | 750 to 800 | 3.59 | 3.14 | 3.25 | 3.43 |
| AK | 800 and above | 3.20 | 2.76 | 2.86 | 3.04 |
| AL | 650 and lesser | 4.56 | 4.12 | 4.22 | 4.40 |
| AL | 650 to 700 | 4.35 | 3.91 | 4.01 | 4.19 |
| AL | 700 to 750 | 4.12 | 3.68 | 3.78 | 3.96 |
| AL | 750 to 800 | 3.65 | 3.21 | 3.31 | 3.49 |
| AL | 800 and above | 3.25 | 2.81 | 2.91 | 3.09 |
Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered at Arkansas, AR
Average Mortgage Rates by Credit Score in Arkansas, AR by Primary, Secondary and Investment Property
2020
| State | Credit Score | Primary | Secondary | Investment |
|---|---|---|---|---|
| AK | 650 and lesser | 4.75 | ||
| AK | 650 to 700 | 4.42 | ||
| AK | 700 to 750 | 4.10 | 4.42 | 4.63 |
| AK | 750 to 800 | 3.54 | 3.82 | 3.75 |
| AK | 800 and above | 3.20 | 3.40 | 3.53 |
| AL | 650 and lesser | 4.58 | 4.46 | 5.36 |
| AL | 650 to 700 | 4.35 | 4.72 | 4.97 |
| AL | 700 to 750 | 4.06 | 4.27 | 4.67 |
| AL | 750 to 800 | 3.64 | 3.83 | 3.99 |
| AL | 800 and above | 3.25 | 3.30 | 3.44 |
Fig: Average mortgage rates across Conventional, FHA and VA mortgages by credit score in 2020 offered in Arkansas, AR