Today's Top VA Refinance Mortgage Lenders by State
Select state below to see the top VA refinance mortgage lenders by state. Although the list is updated at least twice a week with the latest rates, credit scores, borrower incomes, debt-to-income and loan-to-value ratio, the number of VA refinance mortgages for each lender in the state since 2018 carries special weight.
| Lender | Average Interest Rate | Average Borrower Income | Average Borrower Credit Score | Lowest Borrower Credit Score | Average LTV | Maximum LTV | Average DTI | Maximum DTI | State |
|---|---|---|---|---|---|---|---|---|---|
| Renasant Bank | 3.59 | 105.00 | 743 | 705 | 91 | 100 | 39 | 65 | AL |
| Bridgeview Bank Group | 3.72 | 77.00 | 713 | 627 | 97 | 100 | 55 | 65 | AL |
| Navy Federal Credit Union | 3.11 | 102.00 | 793 | 731 | 96 | 100 | 33 | 65 | AL |
| Ditech Financial | 3.53 | 43.00 | 768 | 650 | 88 | 100 | 47 | 65 | AL |
| loanDepot | 3.40 | 67.00 | 763 | 588 | 96 | 100 | 42 | 65 | AL |
| The Federal Savings Bank | 3.46 | 64.00 | 754 | 610 | 96 | 100 | 48 | 55 | AL |
| Quicken Loans | 3.46 | 65.00 | 772 | 611 | 90 | 100 | 37 | 55 | AL |
| United Shore Financial Services | 3.34 | 64.00 | 776 | 706 | 97 | 100 | 37 | 55 | AL |
| NationStar Mortgage | 3.84 | 68.00 | 720 | 615 | 97 | 100 | 40 | 55 | AL |
| Freedom Mortgage Corporation | 3.84 | 74.00 | 728 | 609 | 100 | 100 | 40 | 65 | AL |