Today's Top VA Refinance Mortgage Lenders by State
Select state below to see the top VA refinance mortgage lenders by state. Although the list is updated at least twice a week with the latest rates, credit scores, borrower incomes, debt-to-income and loan-to-value ratio, the number of VA refinance mortgages for each lender in the state since 2018 carries special weight.
| Lender | Average Interest Rate | Average Borrower Income | Average Borrower Credit Score | Lowest Borrower Credit Score | Average LTV | Maximum LTV | Average DTI | Maximum DTI | State |
|---|---|---|---|---|---|---|---|---|---|
| Renasant Bank | 3.59 | 105.00 | 743 | 711 | 91 | 100 | 39 | 65 | AL |
| Bridgeview Bank Group | 3.72 | 77.00 | 713 | 629 | 97 | 100 | 55 | 65 | AL |
| Navy Federal Credit Union | 3.12 | 102.00 | 795 | 739 | 96 | 100 | 33 | 65 | AL |
| Ditech Financial | 3.53 | 43.00 | 774 | 656 | 88 | 100 | 47 | 65 | AL |
| loanDepot | 3.40 | 67.00 | 759 | 591 | 96 | 100 | 42 | 65 | AL |
| The Federal Savings Bank | 3.46 | 64.00 | 758 | 618 | 96 | 100 | 48 | 55 | AL |
| Quicken Loans | 3.46 | 65.00 | 772 | 609 | 90 | 100 | 37 | 55 | AL |
| United Shore Financial Services | 3.34 | 64.00 | 774 | 710 | 97 | 100 | 37 | 55 | AL |
| NationStar Mortgage | 3.78 | 68.00 | 721 | 615 | 97 | 100 | 40 | 55 | AL |
| Freedom Mortgage Corporation | 3.84 | 74.00 | 722 | 613 | 100 | 100 | 40 | 65 | AL |