Today's Refinance Mortgage Rates at The First National Bank Of Long Island
Looking for something else? See the latest mortgage rates at The First National Bank Of Long Island.Reported Address: 10 Glen Head Road, NY
Active States: CT, NJ, NY
Most Recent Borrower Reported Refinance Mortgage Rates at The First National Bank Of Long Island
| Date | House Price | Loan Amount | Credit Score | Interest Rate | Monthly Payment | Annual Salary | City | Loan Type | Purpose | Loan Term | LTV | DTI | Purchase Reason | Lender |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 06/17/2020 | 406,000 | 345,000 | 752 | 3.54 | 1,323 | 65,000 | Beverly Hills, CA | FHA | Cash-Out Refinance | 30 yrs | 85.00 | 55 | Primary | 549300QKL5FUBZ8LSF50 |
| 06/17/2020 | 62,500 | 45,000 | 774 | 3.92 | 238 | 35,000 | Jackson, MS | Conventional | Refinance | 15 yrs | 72.17 | 38 | Primary | 5493003KZFGGEWCRH554 |
| 06/17/2020 | 258,000 | 99,750 | 774 | 4.04 | 184 | 32,000 | Manchester, NH | VA | Cash-Out Refinance | 30 yrs | 38.63 | 37 | Primary | 549300LYRWPSYPK6S325 |
| 06/17/2020 | 279,000 | 205,000 | 795 | 3.34 | 663 | 67,000 | Doylestown, PA | Conventional | Cash-Out Refinance | 30 yrs | 73.47 | 37 | Primary | 549300FGXN1K3HLB1R50 |
| 06/17/2020 | 389,000 | 255,000 | 808 | 3.66 | 766 | 82,000 | Howell, MI | Conventional | Cash-Out Refinance | 30 yrs | 65.57 | 33 | Primary | 54930053SM8COVIPIY54 |
| 06/17/2020 | 676,500 | 395,000 | 794 | 3.66 | 1,056 | 147,000 | Flagstaff, AZ | Conventional | Refinance | 30 yrs | 58.37 | 42 | Secondary | SS1TRMSN6BRNMOREEV51 |
| 06/17/2020 | 523,500 | 225,000 | 810 | 3.54 | 693 | 47,000 | Folsom, CA | Conventional | Cash-Out Refinance | 15 yrs | 43.00 | 45 | Primary | 549300LBCBNR1OT00651 |
| 06/17/2020 | 645,000 | 505,000 | 810 | 3.15 | 2,758 | 154,000 | Leesburg, VA | Conventional | Refinance | 15 yrs | 78.30 | 33 | Primary | 254900NZCGMT6517BA94 |
| 06/17/2020 | 560,500 | 445,000 | 773 | 3.66 | 1,619 | 72,000 | Keizer, OR | Conventional | Cash-Out Refinance | 30 yrs | 79.42 | 46 | Primary | 549300FGXN1K3HLB1R50 |
| 06/17/2020 | 389,500 | 265,000 | 768 | 4.29 | 891 | 97,000 | Clovis, CA | Conventional | Cash-Out Refinance | 30 yrs | 68.04 | 33 | Primary | 549300BRJZYHYKT4BJ84 |
Today's Average Refinance Mortgage Rates by Credit Score at The First National Bank Of Long Island
2020
| lei | State | Credit Score | Conventional | FHA | VA |
|---|---|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 650 and below | 4.72 | 4.32 | 4.24 |
| 01J4SO3XTWZF4PP38209 | AL | 650 to 700 | 4.10 | 4.25 | 3.94 |
| 01J4SO3XTWZF4PP38209 | AL | 700 to 750 | 3.81 | 3.65 | 3.42 |
| 01J4SO3XTWZF4PP38209 | AL | 750 to 800 | 3.34 | 3.15 | 3.02 |
| 01J4SO3XTWZF4PP38209 | AL | 800 and above | 2.81 | 2.70 | 2.52 |
| 01J4SO3XTWZF4PP38209 | FL | 650 and below | 4.76 | 4.29 | 4.21 |
| 01J4SO3XTWZF4PP38209 | FL | 650 to 700 | 4.32 | 3.95 | 3.82 |
| 01J4SO3XTWZF4PP38209 | FL | 700 to 750 | 3.85 | 3.50 | 3.42 |
| 01J4SO3XTWZF4PP38209 | FL | 750 to 800 | 3.36 | 3.00 | 2.94 |
| 01J4SO3XTWZF4PP38209 | FL | 800 and above | 2.88 | 2.59 | 2.40 |
Fig: Average refinance mortgage rates by credit score in the selected state in 2020 offered by The First National Bank Of Long Island
2019
| lei | State | Credit Score | Conventional | FHA | VA |
|---|---|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 650 and below | 5.36 | 4.85 | 4.82 |
| 01J4SO3XTWZF4PP38209 | AL | 650 to 700 | 4.90 | 4.62 | 4.36 |
| 01J4SO3XTWZF4PP38209 | AL | 700 to 750 | 4.32 | 4.22 | 4.12 |
| 01J4SO3XTWZF4PP38209 | AL | 750 to 800 | 3.96 | 3.80 | 3.62 |
| 01J4SO3XTWZF4PP38209 | AL | 800 and above | 3.46 | 3.40 | 3.13 |
| 01J4SO3XTWZF4PP38209 | FL | 650 and below | 5.20 | 4.70 | 4.64 |
| 01J4SO3XTWZF4PP38209 | FL | 650 to 700 | 4.78 | 4.46 | 4.35 |
| 01J4SO3XTWZF4PP38209 | FL | 700 to 750 | 4.39 | 4.15 | 3.97 |
| 01J4SO3XTWZF4PP38209 | FL | 750 to 800 | 3.91 | 3.68 | 3.54 |
| 01J4SO3XTWZF4PP38209 | FL | 800 and above | 3.47 | 3.21 | 3.07 |
Fig: Average refinance mortgage rates by credit score in the selected state in 2019 offered by The First National Bank Of Long Island
2018
| lei | State | Credit Score | Conventional | FHA | VA |
|---|---|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 650 and below | 5.63 | 5.07 | 4.90 |
| 01J4SO3XTWZF4PP38209 | AL | 650 to 700 | 5.16 | 4.90 | 4.67 |
| 01J4SO3XTWZF4PP38209 | AL | 700 to 750 | 4.59 | 4.62 | 4.30 |
| 01J4SO3XTWZF4PP38209 | AL | 750 to 800 | 4.12 | 4.09 | 3.90 |
| 01J4SO3XTWZF4PP38209 | AL | 800 and above | 3.84 | 3.53 | 3.33 |
| 01J4SO3XTWZF4PP38209 | FL | 650 and below | 5.69 | 5.45 | 5.04 |
| 01J4SO3XTWZF4PP38209 | FL | 650 to 700 | 5.13 | 4.65 | 4.83 |
| 01J4SO3XTWZF4PP38209 | FL | 700 to 750 | 4.73 | 4.40 | 4.31 |
| 01J4SO3XTWZF4PP38209 | FL | 750 to 800 | 4.25 | 3.98 | 3.88 |
| 01J4SO3XTWZF4PP38209 | FL | 800 and above | 3.81 | 3.60 | 3.42 |
Fig: Average refinance mortgage rates by credit score in the selected state in 2018 offered by The First National Bank Of Long Island
Average Refinance Mortgage Rates by Loan-to-Value at The First National Bank Of Long Island
2020
| lei | State | Loan-to-Value | Interest Rate |
|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 50% and below | 3.30 |
| 01J4SO3XTWZF4PP38209 | AL | 50% to 75% | 3.59 |
| 01J4SO3XTWZF4PP38209 | AL | 75% to 80% | 4.48 |
| 01J4SO3XTWZF4PP38209 | AL | 80% to 85% | 5.82 |
| 01J4SO3XTWZF4PP38209 | AL | 85% to 90% | 6.27 |
| 01J4SO3XTWZF4PP38209 | AL | 90% to 95% | 6.71 |
| 01J4SO3XTWZF4PP38209 | AL | 95% to 100% | 7.16 |
| 01J4SO3XTWZF4PP38209 | AL | 100% to 110% | 7.61 |
| 01J4SO3XTWZF4PP38209 | AL | 110% to 120% | 8.05 |
| 01J4SO3XTWZF4PP38209 | FL | 50% and below | 3.30 |
Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2020 offered by The First National Bank Of Long Island
2019
| lei | State | Loan-to-Value | Interest Rate |
|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 50% and below | 3.60 |
| 01J4SO3XTWZF4PP38209 | AL | 50% to 75% | 4.19 |
| 01J4SO3XTWZF4PP38209 | AL | 75% to 80% | 5.16 |
| 01J4SO3XTWZF4PP38209 | AL | 80% to 85% | 6.61 |
| 01J4SO3XTWZF4PP38209 | AL | 85% to 90% | 7.09 |
| 01J4SO3XTWZF4PP38209 | AL | 90% to 95% | 7.57 |
| 01J4SO3XTWZF4PP38209 | AL | 95% to 100% | 8.05 |
| 01J4SO3XTWZF4PP38209 | AL | 100% to 110% | 8.54 |
| 01J4SO3XTWZF4PP38209 | AL | 110% to 120% | 9.02 |
| 01J4SO3XTWZF4PP38209 | FL | 50% and below | 3.58 |
Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2019 offered by The First National Bank Of Long Island
2018
| lei | State | Loan-to-Value | Interest Rate |
|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 50% and below | 3.73 |
| 01J4SO3XTWZF4PP38209 | AL | 50% to 75% | 4.47 |
| 01J4SO3XTWZF4PP38209 | AL | 75% to 80% | 5.43 |
| 01J4SO3XTWZF4PP38209 | AL | 80% to 85% | 6.88 |
| 01J4SO3XTWZF4PP38209 | AL | 85% to 90% | 7.36 |
| 01J4SO3XTWZF4PP38209 | AL | 90% to 95% | 7.84 |
| 01J4SO3XTWZF4PP38209 | AL | 95% to 100% | 8.33 |
| 01J4SO3XTWZF4PP38209 | AL | 100% to 110% | 8.81 |
| 01J4SO3XTWZF4PP38209 | AL | 110% to 120% | 9.29 |
| 01J4SO3XTWZF4PP38209 | FL | 50% and below | 3.72 |
Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2018 offered by The First National Bank Of Long Island
Average Refinance Mortgage Rates by Debt-to-Income at The First National Bank Of Long Island
2020
| lei | State | Debt-to-Income | Interest Rate |
|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 15% and below | 3.18 |
| 01J4SO3XTWZF4PP38209 | AL | 15% to 25% | 3.36 |
| 01J4SO3XTWZF4PP38209 | AL | 25% to 35% | 3.53 |
| 01J4SO3XTWZF4PP38209 | AL | 35% to 40% | 4.65 |
| 01J4SO3XTWZF4PP38209 | AL | 40% to 45% | 6.23 |
| 01J4SO3XTWZF4PP38209 | AL | 45% and above | 7.82 |
| 01J4SO3XTWZF4PP38209 | FL | 15% and below | 3.18 |
| 01J4SO3XTWZF4PP38209 | FL | 15% to 25% | 3.36 |
| 01J4SO3XTWZF4PP38209 | FL | 25% to 35% | 3.54 |
| 01J4SO3XTWZF4PP38209 | FL | 35% to 40% | 4.66 |
Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2020 offered by The First National Bank Of Long Island
2019
| lei | State | Debt-to-Income | Interest Rate |
|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 15% and below | 3.36 |
| 01J4SO3XTWZF4PP38209 | AL | 15% to 25% | 3.72 |
| 01J4SO3XTWZF4PP38209 | AL | 25% to 35% | 4.07 |
| 01J4SO3XTWZF4PP38209 | AL | 35% to 40% | 5.07 |
| 01J4SO3XTWZF4PP38209 | AL | 40% to 45% | 6.39 |
| 01J4SO3XTWZF4PP38209 | AL | 45% and above | 7.71 |
| 01J4SO3XTWZF4PP38209 | FL | 15% and below | 3.35 |
| 01J4SO3XTWZF4PP38209 | FL | 15% to 25% | 3.70 |
| 01J4SO3XTWZF4PP38209 | FL | 25% to 35% | 4.05 |
| 01J4SO3XTWZF4PP38209 | FL | 35% to 40% | 5.05 |
Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2019 offered by The First National Bank Of Long Island
2018
| lei | State | Debt-to-Income | Interest Rate |
|---|---|---|---|
| 01J4SO3XTWZF4PP38209 | AL | 15% and below | 3.44 |
| 01J4SO3XTWZF4PP38209 | AL | 15% to 25% | 3.88 |
| 01J4SO3XTWZF4PP38209 | AL | 25% to 35% | 4.32 |
| 01J4SO3XTWZF4PP38209 | AL | 35% to 40% | 5.35 |
| 01J4SO3XTWZF4PP38209 | AL | 40% to 45% | 6.67 |
| 01J4SO3XTWZF4PP38209 | AL | 45% and above | 7.99 |
| 01J4SO3XTWZF4PP38209 | FL | 15% and below | 3.43 |
| 01J4SO3XTWZF4PP38209 | FL | 15% to 25% | 3.87 |
| 01J4SO3XTWZF4PP38209 | FL | 25% to 35% | 4.30 |
| 01J4SO3XTWZF4PP38209 | FL | 35% to 40% | 5.33 |
Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2018 offered by The First National Bank Of Long Island