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Today's Refinance Mortgage Rates at Platinum Mortgage

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Reported Address: 121 Research Boulevard, AL

Active States: AL, AR, CA, CO, DC, DE, FL, GA, IN, KY, LA, MD, MS, NC, OK, SC, TN, TX, UT, VA

Most Recent Borrower Reported Refinance Mortgage Rates at Platinum Mortgage

DateHouse PriceLoan AmountCredit ScoreInterest RateMonthly PaymentAnnual SalaryCityLoan TypePurposeLoan TermLTVDTIPurchase ReasonLender
03/09/2021389,500308,7507223.961,163108,000Los Angeles, CAConventionalRefinance30 yrs79.2747Primary549300CEGZGHVQG0OD32
03/09/2021411,000275,0007574.0988877,000Upland, CAConventionalCash-Out Refinance30 yrs66.9525Primary549300CEGZGHVQG0OD32
03/09/2021680,000455,0007733.841,425118,000El Monte, CAConventionalRefinance30 yrs66.9136Primary5493003B20KZ3DEZGB43
03/09/2021607,500395,0007633.961,22074,000New York, NYConventionalCash-Out Refinance30 yrs65.0038Primary5493003B20KZ3DEZGB43
03/09/2021690,000299,2507833.7259860,000New York, NYConventionalRefinance30 yrs43.3642Primary5493003B20KZ3DEZGB43
03/09/2021192,000131,2508143.0938296,000Sioux Falls, SDConventionalCash-Out Refinance30 yrs68.3125Primary213800M6RMI3YBX62W88
03/09/2021185,500105,0007903.4626532,000Sioux Falls, SDConventionalRefinance30 yrs56.5841Investment213800M6RMI3YBX62W88
03/09/2021113,00090,2507853.3431753,000Sioux Falls, SDConventionalCash-Out Refinance30 yrs80.0042Primary213800M6RMI3YBX62W88
03/09/2021137,000109,2508023.4638967,000Gainesville, FLConventionalCash-Out Refinance30 yrs79.7325Primary549300BPDFS1CLV7K329
03/09/2021222,500145,0008153.02912112,000Ocala, FLConventionalCash-Out Refinance10 yrs65.1439Primary549300BPDFS1CLV7K329

Today's Average Refinance Mortgage Rates by Credit Score at Platinum Mortgage

leiStateCredit ScoreConventionalFHAVA
01J4SO3XTWZF4PP38209AL650 and below4.604.514.29
01J4SO3XTWZF4PP38209AL650 to 7004.224.263.99
01J4SO3XTWZF4PP38209AL700 to 7503.803.653.42
01J4SO3XTWZF4PP38209AL750 to 8003.303.223.02
01J4SO3XTWZF4PP38209AL800 and above2.772.812.59
01J4SO3XTWZF4PP38209FL650 and below4.804.144.33
01J4SO3XTWZF4PP38209FL650 to 7004.293.823.72
01J4SO3XTWZF4PP38209FL700 to 7503.833.503.38
01J4SO3XTWZF4PP38209FL750 to 8003.403.072.98
01J4SO3XTWZF4PP38209FL800 and above2.942.612.51

Fig: Average refinance mortgage rates by credit score in the selected state in 2020 offered by Platinum Mortgage

leiStateCredit ScoreConventionalFHAVA

Fig: Average refinance mortgage rates by credit score in the selected state in 2019 offered by Platinum Mortgage

leiStateCredit ScoreConventionalFHAVA

Fig: Average refinance mortgage rates by credit score in the selected state in 2018 offered by Platinum Mortgage

Average Refinance Mortgage Rates by Loan-to-Value at Platinum Mortgage

leiStateLoan-to-ValueInterest Rate
01J4SO3XTWZF4PP38209AL50% and below3.30
01J4SO3XTWZF4PP38209AL50% to 75%3.59
01J4SO3XTWZF4PP38209AL75% to 80%4.63
01J4SO3XTWZF4PP38209AL80% to 85%6.17
01J4SO3XTWZF4PP38209AL85% to 90%6.69
01J4SO3XTWZF4PP38209AL90% to 95%7.20
01J4SO3XTWZF4PP38209AL95% to 100%7.72
01J4SO3XTWZF4PP38209AL100% to 110%8.24
01J4SO3XTWZF4PP38209AL110% to 120%8.75
01J4SO3XTWZF4PP38209FL50% and below3.30

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2020 offered by Platinum Mortgage

leiStateLoan-to-ValueInterest Rate

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2019 offered by Platinum Mortgage

leiStateLoan-to-ValueInterest Rate

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2018 offered by Platinum Mortgage

Average Refinance Mortgage Rates by Debt-to-Income at Platinum Mortgage

leiStateDebt-to-IncomeInterest Rate
01J4SO3XTWZF4PP38209AL15% and below3.18
01J4SO3XTWZF4PP38209AL15% to 25%3.36
01J4SO3XTWZF4PP38209AL25% to 35%3.53
01J4SO3XTWZF4PP38209AL35% to 40%4.67
01J4SO3XTWZF4PP38209AL40% to 45%6.28
01J4SO3XTWZF4PP38209AL45% and above7.90
01J4SO3XTWZF4PP38209FL15% and below3.18
01J4SO3XTWZF4PP38209FL15% to 25%3.36
01J4SO3XTWZF4PP38209FL25% to 35%3.54
01J4SO3XTWZF4PP38209FL35% to 40%4.68

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2020 offered by Platinum Mortgage

leiStateDebt-to-IncomeInterest Rate

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2019 offered by Platinum Mortgage

leiStateDebt-to-IncomeInterest Rate

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2018 offered by Platinum Mortgage