Name	URL
Huntsville, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Huntsville-AL/
Spartanburg, SC (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Spartanburg-SC/
Memphis, TN (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Memphis-TN/
Franklin, KY (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Franklin-KY/
Apopka, FL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Apopka-FL/
Lawrenceville, GA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Lawrenceville-GA/
Herndon, VA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Herndon-VA/
Mobile, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Mobile-AL/
Chickasaw, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Chickasaw-AL/
Orange Beach, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Orange-Beach-AL/

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Today's Refinance Mortgage Rates at Platinum Mortgage

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Reported Address: 121 Research Boulevard, AL

Active States: AL, AR, CA, CO, DC, DE, FL, GA, IN, KY, LA, MD, MS, NC, OK, SC, TN, TX, UT, VA

Most Recent Borrower Reported Refinance Mortgage Rates at Platinum Mortgage

Credit Score:

Loan Type:

Purpose:

Purchase Reason:

Lender:

Date	House Price	Loan Amount	Credit Score	Interest Rate	Monthly Payment	Annual Salary	City	Loan Type	Purpose	Loan Term	LTV	DTI	Purchase Reason	Lender
06/17/2020	406,000	345,000	752	3.54	1,323	65,000	Beverly Hills, CA	FHA	Cash-Out Refinance	30 yrs	85.00	55	Primary	549300QKL5FUBZ8LSF50
06/17/2020	62,500	45,000	774	3.92	238	35,000	Jackson, MS	Conventional	Refinance	15 yrs	72.17	38	Primary	5493003KZFGGEWCRH554
06/17/2020	258,000	99,750	774	4.04	184	32,000	Manchester, NH	VA	Cash-Out Refinance	30 yrs	38.63	37	Primary	549300LYRWPSYPK6S325
06/17/2020	279,000	205,000	795	3.34	663	67,000	Doylestown, PA	Conventional	Cash-Out Refinance	30 yrs	73.47	37	Primary	549300FGXN1K3HLB1R50
06/17/2020	389,000	255,000	808	3.66	766	82,000	Howell, MI	Conventional	Cash-Out Refinance	30 yrs	65.57	33	Primary	54930053SM8COVIPIY54
06/17/2020	676,500	395,000	794	3.66	1,056	147,000	Flagstaff, AZ	Conventional	Refinance	30 yrs	58.37	42	Secondary	SS1TRMSN6BRNMOREEV51
06/17/2020	523,500	225,000	810	3.54	693	47,000	Folsom, CA	Conventional	Cash-Out Refinance	15 yrs	43.00	45	Primary	549300LBCBNR1OT00651
06/17/2020	645,000	505,000	810	3.15	2,758	154,000	Leesburg, VA	Conventional	Refinance	15 yrs	78.30	33	Primary	254900NZCGMT6517BA94
06/17/2020	560,500	445,000	773	3.66	1,619	72,000	Keizer, OR	Conventional	Cash-Out Refinance	30 yrs	79.42	46	Primary	549300FGXN1K3HLB1R50
06/17/2020	389,500	265,000	768	4.29	891	97,000	Clovis, CA	Conventional	Cash-Out Refinance	30 yrs	68.04	33	Primary	549300BRJZYHYKT4BJ84

Today's Average Refinance Mortgage Rates by Credit Score at Platinum Mortgage

2020

2019

2018

2020

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	4.33	4.54	4.42
01J4SO3XTWZF4PP38209	AL	650 to 700	4.31	3.94	3.77
01J4SO3XTWZF4PP38209	AL	700 to 750	3.76	3.62	3.39
01J4SO3XTWZF4PP38209	AL	750 to 800	3.29	3.17	3.00
01J4SO3XTWZF4PP38209	AL	800 and above	2.91	2.63	2.54
01J4SO3XTWZF4PP38209	FL	650 and below	4.72	4.10	4.23
01J4SO3XTWZF4PP38209	FL	650 to 700	4.22	4.03	4.00
01J4SO3XTWZF4PP38209	FL	700 to 750	3.87	3.48	3.49
01J4SO3XTWZF4PP38209	FL	750 to 800	3.42	3.05	2.97
01J4SO3XTWZF4PP38209	FL	800 and above	2.88	2.49	2.54

Fig: Average refinance mortgage rates by credit score in the selected state in 2020 offered by Platinum Mortgage

2019

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	5.36	4.85	4.82
01J4SO3XTWZF4PP38209	AL	650 to 700	4.90	4.62	4.36
01J4SO3XTWZF4PP38209	AL	700 to 750	4.32	4.22	4.12
01J4SO3XTWZF4PP38209	AL	750 to 800	3.96	3.80	3.62
01J4SO3XTWZF4PP38209	AL	800 and above	3.46	3.40	3.13
01J4SO3XTWZF4PP38209	FL	650 and below	5.20	4.70	4.64
01J4SO3XTWZF4PP38209	FL	650 to 700	4.78	4.46	4.35
01J4SO3XTWZF4PP38209	FL	700 to 750	4.39	4.15	3.97
01J4SO3XTWZF4PP38209	FL	750 to 800	3.91	3.68	3.54
01J4SO3XTWZF4PP38209	FL	800 and above	3.47	3.21	3.07

Fig: Average refinance mortgage rates by credit score in the selected state in 2019 offered by Platinum Mortgage

2018

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	5.63	5.07	4.90
01J4SO3XTWZF4PP38209	AL	650 to 700	5.16	4.90	4.67
01J4SO3XTWZF4PP38209	AL	700 to 750	4.59	4.62	4.30
01J4SO3XTWZF4PP38209	AL	750 to 800	4.12	4.09	3.90
01J4SO3XTWZF4PP38209	AL	800 and above	3.84	3.53	3.33
01J4SO3XTWZF4PP38209	FL	650 and below	5.69	5.45	5.04
01J4SO3XTWZF4PP38209	FL	650 to 700	5.13	4.65	4.83
01J4SO3XTWZF4PP38209	FL	700 to 750	4.73	4.40	4.31
01J4SO3XTWZF4PP38209	FL	750 to 800	4.25	3.98	3.88
01J4SO3XTWZF4PP38209	FL	800 and above	3.81	3.60	3.42

Fig: Average refinance mortgage rates by credit score in the selected state in 2018 offered by Platinum Mortgage

Average Refinance Mortgage Rates by Loan-to-Value at Platinum Mortgage

2020

2019

2018

2020

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.30
01J4SO3XTWZF4PP38209	AL	50% to 75%	3.59
01J4SO3XTWZF4PP38209	AL	75% to 80%	4.63
01J4SO3XTWZF4PP38209	AL	80% to 85%	6.20
01J4SO3XTWZF4PP38209	AL	85% to 90%	6.72
01J4SO3XTWZF4PP38209	AL	90% to 95%	7.24
01J4SO3XTWZF4PP38209	AL	95% to 100%	7.76
01J4SO3XTWZF4PP38209	AL	100% to 110%	8.28
01J4SO3XTWZF4PP38209	AL	110% to 120%	8.80
01J4SO3XTWZF4PP38209	FL	50% and below	3.31

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2020 offered by Platinum Mortgage

2019

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.60
01J4SO3XTWZF4PP38209	AL	50% to 75%	4.19
01J4SO3XTWZF4PP38209	AL	75% to 80%	5.16
01J4SO3XTWZF4PP38209	AL	80% to 85%	6.61
01J4SO3XTWZF4PP38209	AL	85% to 90%	7.09
01J4SO3XTWZF4PP38209	AL	90% to 95%	7.57
01J4SO3XTWZF4PP38209	AL	95% to 100%	8.05
01J4SO3XTWZF4PP38209	AL	100% to 110%	8.54
01J4SO3XTWZF4PP38209	AL	110% to 120%	9.02
01J4SO3XTWZF4PP38209	FL	50% and below	3.58

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2019 offered by Platinum Mortgage

2018

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.73
01J4SO3XTWZF4PP38209	AL	50% to 75%	4.47
01J4SO3XTWZF4PP38209	AL	75% to 80%	5.43
01J4SO3XTWZF4PP38209	AL	80% to 85%	6.88
01J4SO3XTWZF4PP38209	AL	85% to 90%	7.36
01J4SO3XTWZF4PP38209	AL	90% to 95%	7.84
01J4SO3XTWZF4PP38209	AL	95% to 100%	8.33
01J4SO3XTWZF4PP38209	AL	100% to 110%	8.81
01J4SO3XTWZF4PP38209	AL	110% to 120%	9.29
01J4SO3XTWZF4PP38209	FL	50% and below	3.72

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2018 offered by Platinum Mortgage

Average Refinance Mortgage Rates by Debt-to-Income at Platinum Mortgage

2020

2019

2018

2020

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.18
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.35
01J4SO3XTWZF4PP38209	AL	25% to 35%	3.53
01J4SO3XTWZF4PP38209	AL	35% to 40%	4.64
01J4SO3XTWZF4PP38209	AL	40% to 45%	6.21
01J4SO3XTWZF4PP38209	AL	45% and above	7.78
01J4SO3XTWZF4PP38209	FL	15% and below	3.19
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.37
01J4SO3XTWZF4PP38209	FL	25% to 35%	3.56
01J4SO3XTWZF4PP38209	FL	35% to 40%	4.67

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2020 offered by Platinum Mortgage

2019

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.36
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.72
01J4SO3XTWZF4PP38209	AL	25% to 35%	4.07
01J4SO3XTWZF4PP38209	AL	35% to 40%	5.07
01J4SO3XTWZF4PP38209	AL	40% to 45%	6.39
01J4SO3XTWZF4PP38209	AL	45% and above	7.71
01J4SO3XTWZF4PP38209	FL	15% and below	3.35
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.70
01J4SO3XTWZF4PP38209	FL	25% to 35%	4.05
01J4SO3XTWZF4PP38209	FL	35% to 40%	5.05

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2019 offered by Platinum Mortgage

2018

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.44
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.88
01J4SO3XTWZF4PP38209	AL	25% to 35%	4.32
01J4SO3XTWZF4PP38209	AL	35% to 40%	5.35
01J4SO3XTWZF4PP38209	AL	40% to 45%	6.67
01J4SO3XTWZF4PP38209	AL	45% and above	7.99
01J4SO3XTWZF4PP38209	FL	15% and below	3.43
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.87
01J4SO3XTWZF4PP38209	FL	25% to 35%	4.30
01J4SO3XTWZF4PP38209	FL	35% to 40%	5.33

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2018 offered by Platinum Mortgage