Name	URL
Huntsville, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Huntsville-AL/
Spartanburg, SC (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Spartanburg-SC/
Memphis, TN (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Memphis-TN/
Franklin, KY (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Franklin-KY/
Apopka, FL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Apopka-FL/
Lawrenceville, GA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Lawrenceville-GA/
Herndon, VA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Herndon-VA/
Mobile, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Mobile-AL/
Chickasaw, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Chickasaw-AL/
Orange Beach, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Orange-Beach-AL/

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Today's Refinance Mortgage Rates at Platinum Mortgage

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Reported Address: 121 Research Boulevard, AL

Active States: AL, AR, CA, CO, DC, DE, FL, GA, IN, KY, LA, MD, MS, NC, OK, SC, TN, TX, UT, VA

Most Recent Borrower Reported Refinance Mortgage Rates at Platinum Mortgage

Credit Score:

Loan Type:

Purpose:

Purchase Reason:

Lender:

Date	House Price	Loan Amount	Credit Score	Interest Rate	Monthly Payment	Annual Salary	City	Loan Type	Purpose	Loan Term	LTV	DTI	Purchase Reason	Lender
09/13/2020	310,000	245,000	806	3.22	1,356	204,000	Acworth, GA	Conventional	Cash-Out Refinance	15 yrs	78.98	33	Primary	549300Y4BSP3BSFW7J29
09/13/2020	494,000	295,000	798	3.34	1,007	75,000	Atlanta, GA	Conventional	Cash-Out Refinance	20 yrs	59.72	40	Primary	549300Y4BSP3BSFW7J29
09/13/2020	270,500	156,750	813	3.14	633	53,000	Newnan, GA	Conventional	Refinance	15 yrs	57.97	40	Primary	549300Y4BSP3BSFW7J29
09/13/2020	143,500	95,000	815	3.09	352	93,000	Sterling Heights, MI	Conventional	Cash-Out Refinance	20 yrs	66.31	25	Primary	5493008NQVB5ZOWYNU83
09/13/2020	366,500	285,000	809	3.03	1,532	127,000	Traverse City, MI	Conventional	Cash-Out Refinance	15 yrs	77.72	41	Primary	5493008NQVB5ZOWYNU83
09/13/2020	237,500	155,000	820	3.13	704	90,000	Rochester Hills, MI	Conventional	Refinance	15 yrs	65.26	33	Primary	5493008NQVB5ZOWYNU83
09/13/2020	430,500	365,750	705	4.39	1,554	149,000	Hastings, MI	Conventional	Refinance	30 yrs	85.00	33	Primary	549300461TECLDDGNF98
09/13/2020	105,000	35,000	782	3.84	117	50,000	South Haven, MI	Conventional	Refinance	10 yrs	33.30	36	Primary	549300461TECLDDGNF98
09/13/2020	274,000	165,000	800	3.69	719	189,000	South Haven, MI	Conventional	Refinance	15 yrs	60.20	15	Primary	549300461TECLDDGNF98
09/13/2020	236,000	183,750	751	3.96	752	145,000	Princeton, NJ	Conventional	Cash-Out Refinance	25 yrs	77.87	33	Primary	PAOOWF3GUFM46FBSP561

Today's Average Refinance Mortgage Rates by Credit Score at Platinum Mortgage

2020

2019

2018

2020

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	4.70	4.64	4.24
01J4SO3XTWZF4PP38209	AL	650 to 700	4.35	3.99	3.85
01J4SO3XTWZF4PP38209	AL	700 to 750	3.79	3.71	3.42
01J4SO3XTWZF4PP38209	AL	750 to 800	3.29	3.26	2.92
01J4SO3XTWZF4PP38209	AL	800 and above	2.89	2.78	2.40
01J4SO3XTWZF4PP38209	FL	650 and below	4.71	4.14	4.36
01J4SO3XTWZF4PP38209	FL	650 to 700	4.31	3.83	3.89
01J4SO3XTWZF4PP38209	FL	700 to 750	3.82	3.49	3.45
01J4SO3XTWZF4PP38209	FL	750 to 800	3.38	3.01	2.99
01J4SO3XTWZF4PP38209	FL	800 and above	2.83	2.55	2.58

Fig: Average refinance mortgage rates by credit score in the selected state in 2020 offered by Platinum Mortgage

2019

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	5.36	4.85	4.82
01J4SO3XTWZF4PP38209	AL	650 to 700	4.90	4.62	4.36
01J4SO3XTWZF4PP38209	AL	700 to 750	4.32	4.22	4.12
01J4SO3XTWZF4PP38209	AL	750 to 800	3.96	3.80	3.62
01J4SO3XTWZF4PP38209	AL	800 and above	3.46	3.40	3.13
01J4SO3XTWZF4PP38209	FL	650 and below	5.20	4.70	4.64
01J4SO3XTWZF4PP38209	FL	650 to 700	4.78	4.46	4.35
01J4SO3XTWZF4PP38209	FL	700 to 750	4.39	4.15	3.97
01J4SO3XTWZF4PP38209	FL	750 to 800	3.91	3.68	3.54
01J4SO3XTWZF4PP38209	FL	800 and above	3.47	3.21	3.07

Fig: Average refinance mortgage rates by credit score in the selected state in 2019 offered by Platinum Mortgage

2018

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	5.63	5.07	4.90
01J4SO3XTWZF4PP38209	AL	650 to 700	5.16	4.90	4.67
01J4SO3XTWZF4PP38209	AL	700 to 750	4.59	4.62	4.30
01J4SO3XTWZF4PP38209	AL	750 to 800	4.12	4.09	3.90
01J4SO3XTWZF4PP38209	AL	800 and above	3.84	3.53	3.33
01J4SO3XTWZF4PP38209	FL	650 and below	5.69	5.45	5.04
01J4SO3XTWZF4PP38209	FL	650 to 700	5.13	4.65	4.83
01J4SO3XTWZF4PP38209	FL	700 to 750	4.73	4.40	4.31
01J4SO3XTWZF4PP38209	FL	750 to 800	4.25	3.98	3.88
01J4SO3XTWZF4PP38209	FL	800 and above	3.81	3.60	3.42

Fig: Average refinance mortgage rates by credit score in the selected state in 2018 offered by Platinum Mortgage

Average Refinance Mortgage Rates by Loan-to-Value at Platinum Mortgage

2020

2019

2018

2020

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.29
01J4SO3XTWZF4PP38209	AL	50% to 75%	3.59
01J4SO3XTWZF4PP38209	AL	75% to 80%	4.60
01J4SO3XTWZF4PP38209	AL	80% to 85%	6.12
01J4SO3XTWZF4PP38209	AL	85% to 90%	6.63
01J4SO3XTWZF4PP38209	AL	90% to 95%	7.13
01J4SO3XTWZF4PP38209	AL	95% to 100%	7.64
01J4SO3XTWZF4PP38209	AL	100% to 110%	8.15
01J4SO3XTWZF4PP38209	AL	110% to 120%	8.65
01J4SO3XTWZF4PP38209	FL	50% and below	3.30

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2020 offered by Platinum Mortgage

2019

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.60
01J4SO3XTWZF4PP38209	AL	50% to 75%	4.19
01J4SO3XTWZF4PP38209	AL	75% to 80%	5.16
01J4SO3XTWZF4PP38209	AL	80% to 85%	6.61
01J4SO3XTWZF4PP38209	AL	85% to 90%	7.09
01J4SO3XTWZF4PP38209	AL	90% to 95%	7.57
01J4SO3XTWZF4PP38209	AL	95% to 100%	8.05
01J4SO3XTWZF4PP38209	AL	100% to 110%	8.54
01J4SO3XTWZF4PP38209	AL	110% to 120%	9.02
01J4SO3XTWZF4PP38209	FL	50% and below	3.58

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2019 offered by Platinum Mortgage

2018

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.73
01J4SO3XTWZF4PP38209	AL	50% to 75%	4.47
01J4SO3XTWZF4PP38209	AL	75% to 80%	5.43
01J4SO3XTWZF4PP38209	AL	80% to 85%	6.88
01J4SO3XTWZF4PP38209	AL	85% to 90%	7.36
01J4SO3XTWZF4PP38209	AL	90% to 95%	7.84
01J4SO3XTWZF4PP38209	AL	95% to 100%	8.33
01J4SO3XTWZF4PP38209	AL	100% to 110%	8.81
01J4SO3XTWZF4PP38209	AL	110% to 120%	9.29
01J4SO3XTWZF4PP38209	FL	50% and below	3.72

Fig: Average refinance mortgage rates by loan-to-value ratio in the selected state in 2018 offered by Platinum Mortgage

Average Refinance Mortgage Rates by Debt-to-Income at Platinum Mortgage

2020

2019

2018

2020

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.18
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.35
01J4SO3XTWZF4PP38209	AL	25% to 35%	3.53
01J4SO3XTWZF4PP38209	AL	35% to 40%	4.71
01J4SO3XTWZF4PP38209	AL	40% to 45%	6.38
01J4SO3XTWZF4PP38209	AL	45% and above	8.05
01J4SO3XTWZF4PP38209	FL	15% and below	3.18
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.36
01J4SO3XTWZF4PP38209	FL	25% to 35%	3.54
01J4SO3XTWZF4PP38209	FL	35% to 40%	4.72

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2020 offered by Platinum Mortgage

2019

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.36
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.72
01J4SO3XTWZF4PP38209	AL	25% to 35%	4.07
01J4SO3XTWZF4PP38209	AL	35% to 40%	5.07
01J4SO3XTWZF4PP38209	AL	40% to 45%	6.39
01J4SO3XTWZF4PP38209	AL	45% and above	7.71
01J4SO3XTWZF4PP38209	FL	15% and below	3.35
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.70
01J4SO3XTWZF4PP38209	FL	25% to 35%	4.05
01J4SO3XTWZF4PP38209	FL	35% to 40%	5.05

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2019 offered by Platinum Mortgage

2018

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.44
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.88
01J4SO3XTWZF4PP38209	AL	25% to 35%	4.32
01J4SO3XTWZF4PP38209	AL	35% to 40%	5.35
01J4SO3XTWZF4PP38209	AL	40% to 45%	6.67
01J4SO3XTWZF4PP38209	AL	45% and above	7.99
01J4SO3XTWZF4PP38209	FL	15% and below	3.43
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.87
01J4SO3XTWZF4PP38209	FL	25% to 35%	4.30
01J4SO3XTWZF4PP38209	FL	35% to 40%	5.33

Fig: Average refinance mortgage rates by debt-to-income ratio in the selected state in 2018 offered by Platinum Mortgage