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Today's HELOC Rates at BancorpSouth Bank

Looking for something else? See the latest refinance mortgage rates at BancorpSouth Bank. See the latest mortgage rates at BancorpSouth Bank.

Reported Address: 201 South Spring Street, MS

Active States: AL, AR, AZ, CO, FL, GA, IL, IN, KS, LA, MO, MS, MT, NC, NE, NM, OH, OK, OR, SC, TN, TX, UT, VA, WV

Most Recent Borrower Reported HELOC Rates at BancorpSouth Bank

DateHouse PriceLoan AmountCredit ScoreInterest RateMonthly PaymentAnnual SalaryCityLoan TermLTVDTILender
03/07/2021151,000120,7507604.46999.00122,000La Grange, KY10 yrs79334LJGQ9KJ9S0CP4B1FY29
03/07/2021371,000278,2507634.462.00468,000Carmel, IN10 yrs75254LJGQ9KJ9S0CP4B1FY29
03/07/2021189,500110,2507634.58359.00316,000Milwaukie, OR25 yrs5833WE0I402RW25AU38DTI13
03/07/2021318,000155,0007655.33456.00380,000Camas, WA25 yrs4815WE0I402RW25AU38DTI13
03/07/202136,50025,0007056.84119.0050,000Coos Bay, OR25 yrs6841WE0I402RW25AU38DTI13
03/07/2021179,500105,0007973.22347.00188,000Princeton, NJ20 yrs5839549300LR1ZETOWYE9Z89
03/07/2021182,500155,0007843.34752.00109,000Medford, MA20 yrs8433549300LR1ZETOWYE9Z89
03/07/2021761,500105,0008193.3482.00126,000Boston, MA20 yrs1315549300LR1ZETOWYE9Z89
03/07/2021344,00055,0007943.5951.0031,000Pinecrest, FL20 yrs1645UPMVBH3EU3LS6P1KR697
03/07/2021370,000185,0007604.34459.0042,000North Miami, FL30 yrs5045UPMVBH3EU3LS6P1KR697

Average HELOC Rates by Loan-to-Value at BancorpSouth Bank

leiStateLoan-to-ValueInterest Rate
01J4SO3XTWZF4PP38209AL50% and below3.00
01J4SO3XTWZF4PP38209AL50% to 75%3.00
01J4SO3XTWZF4PP38209AL75% to 80%3.90
01J4SO3XTWZF4PP38209AL80% to 85%5.24
01J4SO3XTWZF4PP38209AL85% to 90%5.69
01J4SO3XTWZF4PP38209AL90% to 95%6.14
01J4SO3XTWZF4PP38209AL95% to 100%6.59
01J4SO3XTWZF4PP38209AL100% to 110%7.03
01J4SO3XTWZF4PP38209AL110% to 120%7.48
01J4SO3XTWZF4PP38209FL50% and below2.97

Fig: Average HELOC rates by loan-to-value in the selected state in 2020 offered by BancorpSouth Bank

Average HELOC Rates by Debt-to-Income at BancorpSouth Bank

leiStateDebt-to-IncomeInterest Rate
01J4SO3XTWZF4PP38209AL15% and below3.00
01J4SO3XTWZF4PP38209AL15% to 25%3.00
01J4SO3XTWZF4PP38209AL25% to 35%3.00
01J4SO3XTWZF4PP38209AL35% to 40%3.91
01J4SO3XTWZF4PP38209AL40% to 45%5.27
01J4SO3XTWZF4PP38209AL45% and above6.63
01J4SO3XTWZF4PP38209FL15% and below2.95
01J4SO3XTWZF4PP38209FL15% to 25%2.97
01J4SO3XTWZF4PP38209FL25% to 35%2.99
01J4SO3XTWZF4PP38209FL35% to 40%3.90

Fig: Average HELOC rates by debt-to-income in the selected state in 2020 offered by BancorpSouth Bank