Name	URL
Huntsville, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Huntsville-AL/
Spartanburg, SC (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Spartanburg-SC/
Memphis, TN (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Memphis-TN/
Franklin, KY (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Franklin-KY/
Apopka, FL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Apopka-FL/
Lawrenceville, GA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Lawrenceville-GA/
Herndon, VA (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Herndon-VA/
Mobile, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Mobile-AL/
Chickasaw, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Chickasaw-AL/
Orange Beach, AL (City Mortgage Rates)	https://ratelooter.com/mortgage-rates/Orange-Beach-AL/

Quick Calculators

Today's Mortgage Rates at Navy Federal Credit Union

Looking for something else? See the latest refinance mortgage rates at Navy Federal Credit Union. See the latest HELOC rates at Navy Federal Credit Union.

Reported Address: 820 Follin Lane Southeast, VA

Active States: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

Most Recent Borrower Reported Mortgage Rates at Navy Federal Credit Union

Credit Score:

Loan Type:

Lender:

Date	House Price	Loan Amount	Credit Score	Interest Rate	Monthly Payment	Annual Salary	City	Closing Costs	Loan Type	Loan Term	LTV	DTI	Rate Type	Purchase Reason	Lender
08/01/2020	438,500	295,000	798	3.46	886	76,000	Statesboro, GA	7,150	Conventional	30	67	43	FRM	Primary	MMO6VV34TNP4Z1T8NG83
08/01/2020	382,500	325,000	787	3.34	1,215	67,000	Roeland Park, KS	1,150	VA	30	85	45	FRM	Primary	549300K6K2IS7FRS7S09
08/01/2020	209,000	205,000	799	3.34	885	68,000	Bath, ME	5,350	RHS	30	98	33	FRM	Primary	549300JEBULFT3BSU682
08/01/2020	806,000	645,000	803	3.34	2,271	176,000	Salisbury, NC	6,850	Conventional	30	80	40	FRM	Primary	254900L67A0ZTJRS6614
08/01/2020	624,000	561,750	787	3.84	2,367	201,000	Santa Rosa, CA	4,350	Conventional	30	90	33	FRM	Primary	5493001WRXQTCKCA6205
08/01/2020	73,500	71,250	808	3.09	294	46,000	Tonawanda, NY	850	Conventional	30	97	33	FRM	Primary	254900XN7UWEWK13RO81
08/01/2020	813,500	305,000	802	3.46	511	260,000	Palm Beach Gardens, FL	5,800	Conventional	30	37	37	FRM	Secondary	549300TTPNZTZH2PH447
08/01/2020	98,000	95,000	772	3.72	424	26,000	Philadelphia, PA	2,550	Conventional	30	97	33	FRM	Primary	549300DYB1ZT3UOGPL20
08/01/2020	100,000	89,250	754	3.96	378	33,000	Spartanburg, SC	900	RHS	30	89	33	FRM	Primary	5493008B783OSGFDLN78
08/01/2020	53,000	52,250	778	3.72	238	39,000	Castle Shannon, PA	3,100	Conventional	30	98	25	FRM	Primary	VN1JLT1F3FLLVN3FZG89

Today's Average Mortgage Rates by Credit Score at Navy Federal Credit Union

Today's - 2020

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	4.55	4.44	4.44
01J4SO3XTWZF4PP38209	AL	650 to 700	4.27	4.06	3.99
01J4SO3XTWZF4PP38209	AL	700 to 750	3.72	3.60	3.42
01J4SO3XTWZF4PP38209	AL	750 to 800	3.33	3.17	2.97
01J4SO3XTWZF4PP38209	AL	800 and above	2.86	2.64	2.53
01J4SO3XTWZF4PP38209	FL	650 and below	4.41	4.27	4.40
01J4SO3XTWZF4PP38209	FL	650 to 700	4.27	3.99	3.76
01J4SO3XTWZF4PP38209	FL	700 to 750	3.74	3.54	3.50
01J4SO3XTWZF4PP38209	FL	750 to 800	3.27	3.13	3.03
01J4SO3XTWZF4PP38209	FL	800 and above	2.76	2.62	2.52

Fig: Average mortgage rates by credit score in the selected state in 2020 offered by Navy Federal Credit Union

Average Mortgage Rates by Loan-to-Value at Navy Federal Credit Union

Today's - 2020

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.53
01J4SO3XTWZF4PP38209	AL	50% to 75%	3.90
01J4SO3XTWZF4PP38209	AL	75% to 80%	3.98
01J4SO3XTWZF4PP38209	AL	80% to 85%	4.05
01J4SO3XTWZF4PP38209	AL	85% to 90%	4.13
01J4SO3XTWZF4PP38209	AL	90% to 95%	4.20
01J4SO3XTWZF4PP38209	AL	95% and above	4.28
01J4SO3XTWZF4PP38209	FL	50% and below	3.46
01J4SO3XTWZF4PP38209	FL	50% to 75%	3.84
01J4SO3XTWZF4PP38209	FL	75% to 80%	3.91

Fig: Average mortgage rates by loan-to-value ratio in the selected state in 2020 offered by Navy Federal Credit Union

Average Mortgage Rates by Debt-to-Income at Navy Federal Credit Union

Today's - 2020

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.00
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.15
01J4SO3XTWZF4PP38209	AL	25% to 35%	3.30
01J4SO3XTWZF4PP38209	AL	35% to 40%	3.38
01J4SO3XTWZF4PP38209	AL	40% to 45%	3.45
01J4SO3XTWZF4PP38209	AL	45% and above	3.83
01J4SO3XTWZF4PP38209	FL	15% and below	2.94
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.09
01J4SO3XTWZF4PP38209	FL	25% to 35%	3.24
01J4SO3XTWZF4PP38209	FL	35% to 40%	3.31

Fig: Average mortgage rates by debt-to-income ratio in the selected state in 2020 offered by Navy Federal Credit Union

First Mortgage Rejections at Navy Federal Credit Union

Based on data since 2018.

lei:

lei	Denied	Approved	Total	Denial Percentage
01J4SO3XTWZF4PP38209	1,041	7,858	8,899	12
01KWVG908KE7RKPTNP46	988	16,413	17,401	6
03D0JEWFDFUS0SEEKG89	19,988	18,421	38,409	52
0K2D5AK28E3O5CC06E35	13	423	436	3
0L0W72STJN2EGP1X2N39	93	579	672	14
0S8H5NJFLHEVJXVTQ413	719	1,073	1,792	40
1IE8VN30JCEQV1H4R804	705	3,212	3,917	18
1TMVIO1SD0RLIPEIW803	600	1,443	2,043	29
1VUZZZCW0TWP6R7N3Z33	46	249	295	16
207ALC1P1YM0OVDV0K75	27	688	715	4

lei	Reason for Denial	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	Debt-to-income ratio	26	33	0
01J4SO3XTWZF4PP38209	Employment history	1	7	0
01J4SO3XTWZF4PP38209	Credit history	47	27	50
01J4SO3XTWZF4PP38209	Collateral	15	20	50
01J4SO3XTWZF4PP38209	Insufficient cash (downpayment, closing costs)	2	7	0
01J4SO3XTWZF4PP38209	Unverifiable information	2	7	0
01J4SO3XTWZF4PP38209	Credit application incomplete	0	0	0
01J4SO3XTWZF4PP38209	Unknown/Other	6	0	0
01KWVG908KE7RKPTNP46	Debt-to-income ratio	26	22	25
01KWVG908KE7RKPTNP46	Employment history	4	4	0

Second Mortgage/Refinance Rejection Rates at Navy Federal Credit Union

Based on data since 2018.

lei:

lei	Denied	Approved	Total	Denial Percentage
01J4SO3XTWZF4PP38209	551	1,185	1,736	32
01KWVG908KE7RKPTNP46	573	3,000	3,573	16
03D0JEWFDFUS0SEEKG89	23,865	13,082	36,947	65
0L0W72STJN2EGP1X2N39	149	409	558	27
0S8H5NJFLHEVJXVTQ413	509	503	1,012	50
1IE8VN30JCEQV1H4R804	270	377	647	42
1TMVIO1SD0RLIPEIW803	586	561	1,147	51
207ALC1P1YM0OVDV0K75	1	52	53	2
20TVKH7M13MUBGE80C53	224	825	1,049	21
2138004QPZ7FMGPTU106	8	19	27	30