Quick Calculators

Today's Mortgage Rates at Navy Federal Credit Union

Looking for something else? See the latest refinance mortgage rates at Navy Federal Credit Union. See the latest HELOC rates at Navy Federal Credit Union.

Reported Address: 820 Follin Lane Southeast, VA

Active States: AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY

Most Recent Borrower Reported Mortgage Rates at Navy Federal Credit Union

Credit Score:

Loan Type:

Lender:

Date	House Price	Loan Amount	Credit Score	Interest Rate	Monthly Payment	Annual Salary	City	Closing Costs	Loan Type	Loan Term	LTV	DTI	Rate Type	Purchase Reason	Lender
10/30/2020	150,000	147,250	632	4.34	718	66,000	Sugar Grove, IL	7,450	FHA	30	98	48	FRM	Primary	549300PL8ER6H23P0Z91
10/30/2020	408,500	394,250	680	3.96	1,808	118,000	Riverside, CA	12,700	FHA	30	96	55	FRM	Primary	549300AQ3T62GXDU7D76
10/30/2020	118,500	115,000	785	3.34	490	28,000	Kent, OH	1,750	Conventional	30	97	48	FRM	Primary	549300MGPZBLQDIL7538
10/30/2020	180,000	135,000	762	3.84	605	133,000	Bellaire, TX	4,450	Conventional	20	75	49	FRM	Investment	549300MXJA09WZJ0DV55
10/30/2020	255,000	255,000	713	4.09	1,230	116,000	Bartow, FL	10,050	VA	30	100	25	FRM	Primary	549300085RKRL1WWVD41
10/30/2020	105,000	105,000	756	3.84	491	56,000	Sumter, SC	2,500	VA	30	100	15	FRM	Primary	01J4SO3XTWZF4PP38209
10/30/2020	231,000	175,000	814	3.59	601	97,000	Fishers, IN	2,150	Conventional	30	75	15	FRM	Primary	549300Z6RK4QCIMZJD44
10/30/2020	170,000	165,000	671	5.22	880	75,000	Huntington, WV	600	Conventional	30	97	38	FRM	Primary	KB1H1DSPRFMYMCUFXT09
10/30/2020	88,000	85,000	696	4.34	407	41,000	Winter Haven, FL	3,500	FHA	30	96	25	FRM	Primary	549300LYRWPSYPK6S325
10/30/2020	202,000	195,000	708	4.09	908	100,000	Shawnee, KS	6,200	FHA	30	96	25	FRM	Primary	549300T7AIY7RU1YDP31

Today's Average Mortgage Rates by Credit Score at Navy Federal Credit Union

Today's - 2020

lei:

State:

lei	State	Credit Score	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	AL	650 and below	4.66	4.56	4.34
01J4SO3XTWZF4PP38209	AL	650 to 700	4.24	3.95	3.88
01J4SO3XTWZF4PP38209	AL	700 to 750	3.77	3.58	3.54
01J4SO3XTWZF4PP38209	AL	750 to 800	3.34	3.08	3.01
01J4SO3XTWZF4PP38209	AL	800 and above	2.85	2.63	2.60
01J4SO3XTWZF4PP38209	FL	650 and below	4.56	4.38	4.14
01J4SO3XTWZF4PP38209	FL	650 to 700	4.05	4.02	3.84
01J4SO3XTWZF4PP38209	FL	700 to 750	3.70	3.56	3.52
01J4SO3XTWZF4PP38209	FL	750 to 800	3.29	3.13	2.99
01J4SO3XTWZF4PP38209	FL	800 and above	2.71	2.69	2.51

Fig: Average mortgage rates by credit score in the selected state in 2020 offered by Navy Federal Credit Union

Average Mortgage Rates by Loan-to-Value at Navy Federal Credit Union

Today's - 2020

lei:

State:

lei	State	Loan-to-Value	Interest Rate
01J4SO3XTWZF4PP38209	AL	50% and below	3.53
01J4SO3XTWZF4PP38209	AL	50% to 75%	3.90
01J4SO3XTWZF4PP38209	AL	75% to 80%	3.98
01J4SO3XTWZF4PP38209	AL	80% to 85%	4.05
01J4SO3XTWZF4PP38209	AL	85% to 90%	4.13
01J4SO3XTWZF4PP38209	AL	90% to 95%	4.20
01J4SO3XTWZF4PP38209	AL	95% and above	4.28
01J4SO3XTWZF4PP38209	FL	50% and below	3.46
01J4SO3XTWZF4PP38209	FL	50% to 75%	3.84
01J4SO3XTWZF4PP38209	FL	75% to 80%	3.91

Fig: Average mortgage rates by loan-to-value ratio in the selected state in 2020 offered by Navy Federal Credit Union

Average Mortgage Rates by Debt-to-Income at Navy Federal Credit Union

Today's - 2020

lei:

State:

lei	State	Debt-to-Income	Interest Rate
01J4SO3XTWZF4PP38209	AL	15% and below	3.00
01J4SO3XTWZF4PP38209	AL	15% to 25%	3.15
01J4SO3XTWZF4PP38209	AL	25% to 35%	3.30
01J4SO3XTWZF4PP38209	AL	35% to 40%	3.38
01J4SO3XTWZF4PP38209	AL	40% to 45%	3.45
01J4SO3XTWZF4PP38209	AL	45% and above	3.83
01J4SO3XTWZF4PP38209	FL	15% and below	2.94
01J4SO3XTWZF4PP38209	FL	15% to 25%	3.09
01J4SO3XTWZF4PP38209	FL	25% to 35%	3.24
01J4SO3XTWZF4PP38209	FL	35% to 40%	3.31

Fig: Average mortgage rates by debt-to-income ratio in the selected state in 2020 offered by Navy Federal Credit Union

First Mortgage Rejections at Navy Federal Credit Union

Based on data since 2018.

lei:

lei	Denied	Approved	Total	Denial Percentage
01J4SO3XTWZF4PP38209	1,041	7,858	8,899	12
01KWVG908KE7RKPTNP46	988	16,413	17,401	6
03D0JEWFDFUS0SEEKG89	19,988	18,421	38,409	52
0K2D5AK28E3O5CC06E35	13	423	436	3
0L0W72STJN2EGP1X2N39	93	579	672	14
0S8H5NJFLHEVJXVTQ413	719	1,073	1,792	40
1IE8VN30JCEQV1H4R804	705	3,212	3,917	18
1TMVIO1SD0RLIPEIW803	600	1,443	2,043	29
1VUZZZCW0TWP6R7N3Z33	46	249	295	16
207ALC1P1YM0OVDV0K75	27	688	715	4

lei	Reason for Denial	Conventional	FHA	VA
01J4SO3XTWZF4PP38209	Debt-to-income ratio	26	33	0
01J4SO3XTWZF4PP38209	Employment history	1	7	0
01J4SO3XTWZF4PP38209	Credit history	47	27	50
01J4SO3XTWZF4PP38209	Collateral	15	20	50
01J4SO3XTWZF4PP38209	Insufficient cash (downpayment, closing costs)	2	7	0
01J4SO3XTWZF4PP38209	Unverifiable information	2	7	0
01J4SO3XTWZF4PP38209	Credit application incomplete	0	0	0
01J4SO3XTWZF4PP38209	Unknown/Other	6	0	0
01KWVG908KE7RKPTNP46	Debt-to-income ratio	26	22	25
01KWVG908KE7RKPTNP46	Employment history	4	4	0

Second Mortgage/Refinance Rejection Rates at Navy Federal Credit Union

Based on data since 2018.

lei:

lei	Denied	Approved	Total	Denial Percentage
01J4SO3XTWZF4PP38209	551	1,185	1,736	32
01KWVG908KE7RKPTNP46	573	3,000	3,573	16
03D0JEWFDFUS0SEEKG89	23,865	13,082	36,947	65
0L0W72STJN2EGP1X2N39	149	409	558	27
0S8H5NJFLHEVJXVTQ413	509	503	1,012	50
1IE8VN30JCEQV1H4R804	270	377	647	42
1TMVIO1SD0RLIPEIW803	586	561	1,147	51
207ALC1P1YM0OVDV0K75	1	52	53	2
20TVKH7M13MUBGE80C53	224	825	1,049	21
2138004QPZ7FMGPTU106	8	19	27	30