Today's Top HELOC Lenders by State
Select state below to see the top HELOC lenders by state across all HELOC types. Although the list is updated at least twice a week, the number of HELOC loans for each lender in the state since 2018 carries special weight.
| Lender | Average Interest Rate | Average Borrower Credit Score | Lowest Borrower Credit Score | Average Borrower Income | Average LTV | Maximum LTV | Average DTI | Maximum DTI | State |
|---|---|---|---|---|---|---|---|---|---|
| Trustmark National Bank | 2.99 | 818 | 785 | 114.00 | 78 | 95 | 33 | 65 | AL |
| National Bank Of Commerce | 4.09 | 780 | 694 | 148.00 | 78 | 93 | 25 | 55 | AL |
| Renasant Bank | 4.34 | 771 | 709 | 145.00 | 73 | 89 | 25 | 65 | AL |
| America's First | 3.84 | 784 | 654 | 88.00 | 71 | 97 | 33 | 55 | AL |
| Redstone Federal Credit Union | 4.72 | 745 | 642 | 96.00 | 73 | 100 | 33 | 65 | AL |
| PNC Bank | 4.15 | 765 | 642 | 80.00 | 78 | 90 | 33 | 55 | AL |
| Bank Of America National Association | 3.14 | 802 | 654 | 112.00 | 73 | 85 | 33 | 55 | AL |
| BBVA USA | 4.96 | 732 | 658 | 85.00 | 80 | 94 | 33 | 55 | AL |
| Synovus Bank | 3.07 | 805 | 694 | 132.00 | 80 | 97 | 33 | 65 | AL |
| Regions Bank | 4.72 | 757 | 670 | 82.00 | 66 | 85 | 33 | 45 | AL |