Today's Reported HELOC Rates at San Jose, CA
Looking for something else? See the latest refinance rates at San Jose, CA. See the latest mortgage rates at San Jose, CA.Most Recent Borrower-Reported HELOC Rates at San Jose, CA
| Date | House Price | Loan Amount | Credit Score | Interest Rate | Annual Salary | Lender | Loan Term | LTV | DTI | City |
|---|---|---|---|---|---|---|---|---|---|---|
| 06/11/2020 | 67,500 | 47,250 | 751 | 5.04 | 62,000 | Idaho Central | 20 yrs | 70.00 | 33 | Moscow, ID |
| 06/11/2020 | 268,000 | 195,000 | 760 | 4.29 | 127,000 | Bank Of America National Association | 30 yrs | 72.73 | 42 | Los Angeles, CA |
| 06/11/2020 | 317,000 | 242,250 | 786 | 3.88 | 92,000 | The Huntington National Bank | 30 yrs | 76.36 | 37 | Holland, MI |
| 06/11/2020 | 62,500 | 36,750 | 767 | 4.19 | 55,000 | US Bank National Association | 30 yrs | 58.76 | 49 | Littleton, CO |
| 06/11/2020 | 166,500 | 125,000 | 748 | 4.42 | 257,000 | Fremont Bank | 30 yrs | 75.00 | 47 | San Jose, CA |
| 06/11/2020 | 801,500 | 505,000 | 784 | 3.79 | 222,000 | Wells Fargo | 30 yrs | 63.01 | 45 | Milpitas, CA |
| 06/11/2020 | 161,000 | 55,000 | 789 | 4.58 | 126,000 | PNC Bank | 40 yrs | 34.20 | 15 | New Haven, IN |
| 06/11/2020 | 475,000 | 255,000 | 769 | 5.17 | 303,000 | Chase (JP Morgan) | 30 yrs | 53.66 | 25 | Boulder, CO |
| 06/11/2020 | 131,500 | 105,000 | 803 | 3.14 | 93,000 | Comerica Bank | 30 yrs | 79.99 | 41 | Simi Valley, CA |
| 06/11/2020 | 19,000 | 14,250 | 704 | 6.54 | 35,000 | Tri Counties Bank | 35 yrs | 75.96 | 37 | Anderson, CA |
Average HELOC Rates by Credit Score at San Jose, CA by Primary, Secondary and Investment Property
2020
| Credit Score | Primary | Secondary | Investment | City |
|---|---|---|---|---|
| 650 and lesser | 8.75 | Auburn, AL | ||
| 650 to 700 | 8.70 | 7.59 | 7.25 | Auburn, AL |
| 700 to 750 | 6.09 | 6.50 | 5.91 | Auburn, AL |
| 750 to 800 | 4.79 | 5.62 | 5.12 | Auburn, AL |
| 800 and above | 3.67 | 3.17 | Auburn, AL | |
| 650 to 700 | 7.49 | 7.59 | 7.00 | Birmingham, AL |
| 700 to 750 | 6.25 | 6.12 | 5.91 | Birmingham, AL |
| 750 to 800 | 4.85 | 5.67 | 5.83 | Birmingham, AL |
| 800 and above | 3.68 | 2.99 | Birmingham, AL | |
| 650 and lesser | 8.00 | Daphne, AL |
Fig: Average HELOC rates by credit score across Primary, Secondary and Investment properties in 2020 offered at San Jose, CA